Skip to main content [Accesskey 'S'] Go to home page [Accesskey '1'] Are you a business customer?

AA Financial Services

Our car finance, loans and savings

AA Savings

Saving up for a new set of wheels, starting a holiday fund, or just want to have some cash tucked away for a rainy day? Whatever your money goal, we could help you get there. Eligibility criteria apply.

Compare Savings Accounts

 

AA Savings is provided by National Westminster Bank plc trading as NatWest Boxed

Car finance

If you're looking to finance a new car, look at The AA's range of options.

Hire purchase (HP)

Pay a fixed monthly amount for the length of your HP agreement, and after the final payment the car belongs to you.

AA Cars acts as an introducer to Evolution Funding Limited.
AA Cars and Evolution Funding are brokers and not lenders.

Find out more about hire purchase

Personal contract purchase (PCP)

You pay a fixed monthly amount to repay the borrowed funds for a car. Then at the end of the agreed term you can either make a final balloon payment to keep the car, choose to part exchange it, or return it to the dealer.

AA Cars acts as an introducer to Evolution Funding Limited.
AA Cars and Evolution Funding are brokers and not lenders.

Find out more about PCP

Car leasing

It's like a long-term car rental. You drive a brand-new car for a fixed monthly amount over the lease term. When you return it at the end of the term, you have the option of taking a new lease.

AA Financial Services Limited introduces you to Wessex Fleet Solutions and is acting as a credit broker and not a lender.
AA Financial Services Limited receives a commission from Wessex Fleet Solutions, which can vary based on the lender and vehicle selected. By placing an order to lease a vehicle, you consent to the commission being paid and acknowledge AA Financial Services Limited is not acting impartially.

Find out more about car leasing

Explore all car finance options

Loan accounts

Sorry, we’re not accepting personal loan applications from new or existing customers at this time.

For loans taken out on or before 5 December 2023, your account has now been sold. Your loan has been transferred to either Antelope Loans or Link Financial Outsourcing Ltd as of 17 May 2025.
Select Manage your loan for more information about the sale, contact details and FAQs.

Manage your loan
Good to know

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority, reference number 727859. Registered office: Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 912211.

National Westminster Bank Plc is registered in England and Wales number 929027. Registered Office: 250 Bishopsgate, London EC2M 4AA. Financial Services Firm Reference Number 121878. National Westminster Bank plc is authorized by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

The AA is a trademark of the AA Group and AA branded companies, and is used with permission under brand licence to National Westminster Bank plc.