AA Financial Services

Our car finance, loans and savings

Car finance

If you're looking to finance a new car, look at The AA's range of options.

Hire purchase (HP)

Pay a fixed monthly amount for the length of your HP agreement, and after the final payment the car belongs to you.

AA Cars acts as an introducer to Evolution Funding Limited.
AA Cars and Evolution Funding are brokers and not lenders.

Personal contract purchase (PCP)

You pay a fixed monthly amount to repay the borrowed funds for a car. Then at the end of the agreed term you can either make a final balloon payment to keep the car, choose to part exchange it, or return it to the dealer.

AA Cars acts as an introducer to Evolution Funding Limited.
AA Cars and Evolution Funding are brokers and not lenders.

Car leasing

It's like a long-term car rental. You drive a brand-new car for a fixed monthly amount over the lease term. When you return it at the end of the term, you have the option of taking a new lease.

AA Lease is provided by LeasePlan UK Limited.
AA Financial Services Limited acts as an introducer to LeasePlan UK Limited.

Personal loans

Sorry, we’re not accepting personal loan applications from new or existing customers at this time.

If you already have a loan quotation, it will be valid for 30 days from the date you received your quote.
If you decide to apply, your application may require further checks, which must be completed in your 30-day window. If the application is not completed in this period it will be cancelled and you won't be able to start a new one.

 

If you are an existing AA Loans customer, don't worry, your account and the way it's managed are unaffected. Select Manage your loan to find contact details and FAQs.


We'll be back soon, so make sure you check in with us to see what's new.

Savings

No matter what your saving goals are, we’ve got a range of products to help – with savings accounts, cash ISAs and exclusive deals for Members^.

Easy Saver
A variable rate online savings account with a fixed bonus rate for the first year.
Member Saver
A variable rate savings account exclusively for Members^.
Member Easy Access ISA
A tax-free* savings account with exclusive rates for Members^. Plus, unlimited free withdrawals.
Easy Access ISA
A tax-free* savings account with a fixed bonus rate for the first year. Plus, unlimited free withdrawals.
Fixed Rate ISA
Lock your money away for 1 or 2 years in a fixed-rate, tax-free* savings account.
Definitions
^AA Member

An AA Member is a customer that has arranged breakdown cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program. 

*Tax -free

Tax-free means the interest paid is free from UK Income Tax and Capital Gains Tax. The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.

Good to know

AA Loans are provided by the Bank of Ireland UK. AA Financial Services Limited is a credit broker and not a lender.

The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK. All other AA Savings accounts are provided by Bank of Ireland UK.

OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, registered number 939F), of which Family Investment Management Limited (company number 1915516) and Family Equity Plan Limited (company number 2208249) are subsidiaries. Registered in England and Wales at 16–17 West Street, Brighton BN1 2RL. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Investment Management Limited and Family Equity Plan Limited are authorised and regulated by the Financial Conduct Authority.

Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, Bow Bells House, 1 Bread Street, London EC4M 9BE. Registered in England and Wales company number 07022885.