Tyre Cover

AA Breakdown Membership

Breakdown Membership terms and conditions – April 2025

Parts and Garage Cover (Breakdown Repair Cover)

Parts and Garage Cover terms and conditions – November 2021

Tyre Cover

Tyre Cover terms and conditions – October 2025

Key Cover

Key Cover terms and conditions – September 2025

Member Extras

Member Extras terms and conditions – November 2021

About the price

10% of new AA customers paid £5.49 for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 October 2025 to 31 December 2025.

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the breakdown cover terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: The AA, Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 2414212.

How do you use my data?

To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.

For more information, there’s also our cookie policy and website terms and conditions.

You get up to 5 tyres repaired or replaced in a policy year with Tyre Cover.

This limit applies to the number of tyres you have repaired or replaced, rather than the number of claims you submit. For example, you could have 4 tyres replaced on a single claim. Then you’d have 1 tyre repair or replacement left for that policy year.

We’ll cover the tyres on any nominated vehicle – as long as it’s included on your breakdown cover policy.

That includes:

• Cars
• Classic cars
• Electric vehicles
• Hybrids
• Motorbikes
• Motorhomes
• Vans
• Commercial vehicles – as long as you also have that vehicle on your Commercial Use policy

To be eligible for breakdown cover your vehicle must:

• Be roadworthy and taxed
• Have an up-to-date MOT
• Weigh a maximum of 3.5 tonnes (3,500 kg)
• Have a maximum width of 8 foot 3 inches (2.55 metres), excluding mirrors

Tyre insurance can be worth it if you want peace of mind against unexpected tyre repair or replacement bills.

Many newer vehicles – especially EVs and hybrids – don’t come with a spare tyre. And their tyres can be costly to replace, as can those for motorbikes and motorhomes.

With AA Tyre Cover, you’re protected for up to 5 tyre repairs or replacements a year, worth up to £160 per tyre. This could save you money if you need to have tyres repaired or replaced.

No, Tyre Cover does not include wear and tear.

It also does not include tyres below the legal tread depth.

Yes, Tyre Cover includes malicious damage caused by a third party, such as slashed tyres.

Report any malicious damage to your tyres to the police within 72 hours.

You’ll need to include a crime reference number when you submit your Tyre Cover claim.

Yes, you can choose to upgrade to higher-specification tyres if you need a replacement after a breakdown. But we’ll only reimburse you for the retail value of the original tyres up to £160 per tyre – you’ll have to cover the difference in the costs yourself.

To make a valid Tyre Cover claim, your tyres must be repaired or replaced at a reputable garage – that means it’s VAT registered or approved by an accredited automotive organisation.

If the patrol can fit a spare or temporarily fix your tyre, you can drive to a garage of your choice.

If your vehicle needs to be towed, we’ll take you to a nearby garage.

If you have National Recovery on your policy, we’ll tow you and your vehicle to any garage – or other single destination – you choose in the UK.

If your tyres are damaged and you need to make a Tyre Cover claim, here’s what to do:

1. Report a breakdown – We’ll send a patrol to help you at the roadside.
2. Temporary fix or recovery – The patrol will try to get you moving again. If not, we’ll recover you to a garage.
3. Get your tyres repaired or replaced at a garage – You’ll need to pay the garage.
4. Submit your claim – Complete our online claims form within 30 days, attaching your invoice, photos and crime reference number if your claim is for malicious damage. We’ll reimburse up to £160 per tyre after your claim is approved.

Read more in the Tyre Cover terms and conditions

Call our free helpline on 0330 053 0460

If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.

If you’ve broken down, you can text us on 07860 027 999

To use the Next Generation Texting Service (NGTS – formerly known as Text Relay), just add 18001 at the start of any of our numbers.

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460

Textphone users can prefix this number with 18001

Follow these four steps if you break down:

1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.

2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.

3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.

4 – Once you’re safe, give us a call. We’ll come and rescue you, even if you’re not a member yet.

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It’s the fastest way to ask us for help and track our arrival.

Find out more on what to do if your car breaks down

If you’ve got vehicle cover, change your vehicle details as soon as you can.

With single, joint or family personal cover, you’ll only need to change your vehicle details if you have Commercial Use or Parts and Garage Cover added to your policy.

It’s simple to change your vehicle details online, and we’ll check that your new vehicle is eligible (terms and conditions apply).

We’ll help with breakdowns that happen from 24 hours after you’ve updated us.

If you have Tyre Cover, you’ll only be able to claim for tyre repairs or replacements after the first 7 days. 

If you have Parts and Garage Cover, you’ll only be able to claim for new faults that occur after the first 14 days.