- You don’t have to be in the vehicle when it breaks down to get Roadside Assistance
- You can still call us out if you’re a passenger in the vehicle and someone else is driving
- Call us out as many times as you need to, as long as it’s not for a recurring problem with your vehicle
Vehicle breakdown cover
Cover your car, whoever’s driving
Get vehicle breakdown cover for anyone driving your car.
Our vehicle breakdown cover
Our starting level of vehicle breakdown cover, Roadside Assistance, gives you 24/7 support for breakdowns more than 1/4 mile away from your home, no matter who’s driving your vehicle. Here’s what you can look forward to when you join us.
Most trusted breakdown provider
More drivers choose The AA than any other major UK breakdown cover service1
More expert patrols
More dedicated patrols than any other UK breakdown service2
Unlimited call-outs
Get unlimited call-outs, as long as it’s not for a recurring problem with your vehicle3
What is vehicle breakdown cover?
Vehicle breakdown cover protects a specific car, van or motorbike, whoever is driving it. If that vehicle breaks down, AA patrols can come out and help, even if you are not the driver at the time.
It doesn’t matter who’s driving the vehicle when it breaks down, as the vehicle is covered rather than the driver. We cover vehicles of any age, including cars, vans, motorcycles, campervans and caravans.
Having vehicle cover means:
How does vehicle breakdown cover work?
Once you have vehicle breakdown cover with us you can use it to call us out for Roadside Assistance if you’re more than 1/4 mile from home. We’ll come to your rescue, whoever’s driving. Here’s how it works:
Report your breakdown
The first step for using your vehicle breakdown cover involves making us aware of your breakdown. You can report a breakdown online or seamlessly via the AA App. If you’re not the one driving the car, the person driving it should report the breakdown.
Help at the roadside
One of our expert patrols will come to you and attempt to fix the problem then and there. We fix 4 out of 5 vehicles at the roadside.*
Get recovery to a local garage
If we can’t fix the problem, we’ll take your vehicle to a local garage for further assistance.
Use your options
If you’ve added any options to your policy, like At Home or National Recovery, you or the person driving the car can make the most of them after a breakdown.
*Verify at theaa.com/best.
How can I customise my AA vehicle breakdown cover policy
You'll get Roadside Assistance as standard with vehicle breakdown cover, but you can customise your cover to fit your needs – giving you more choices in the event of a breakdown. Whether it's a quick fix at the roadside or recovery to a garage, we've got you covered.
At Home
If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get a recovery tow to a nearby garage.
National Recovery
If you break down and we can't fix your vehicle at the roadside, we'll take you, your vehicle and up to 7 passengers to any single UK destination.
Onward Travel
If you break down and need repairs that stop your journey, we’ll help with alternative transport or overnight accommodation.
Parts and Garage Cover
If you need repairs or work done at a garage after calling us out for a breakdown, we'll cover costs up to £535.
Tyre Cover
If your tyres need to be repaired or replaced after a breakdown, we’ll help cover the costs up to £160 per tyre.
Commercial Use
If you have a vehicle being used to carry equipment, people or goods in return for payment, we’ll cover you.
Key Cover
If your car keys or house keys are lost, stolen or broken, or you’re locked out, we’ll arrange a replacement key or locksmith.
How do I select vehicle cover when buying breakdown cover?
Buying breakdown cover with us is easy. Here’s how to do it:
- Hit the ‘Get a quote’ button
- Enter your home postcode and date of birth, then choose what sort of cover you need
- Choose between vehicle cover and personal breakdown cover
- See your personalised quote, then select ‘Continue’ to go to the Options step
About the price
10% of new AA customers paid £5.49 for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 December 2025 to 28 February 2026.
Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the breakdown cover terms and conditions for more information.
AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: The AA, Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 2414212.
How do you use my data?
To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.
For more information, there’s also our cookie policy and website terms and conditions.
- Source: AA Annual Report & Accounts 2025 (3.3 million paid personal members) and RAC Bidco Limited Annual Results 2024 (2.7 million consumer members). Verify at theAA.com/Best
- Source: AA Annual Report & Accounts 2025 (c. 2,700 patrols) and RAC Bidco Limited Annual Results 2024 (1,700 patrols).
- Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.
