VEHICLE BREAKDOWN COVER

Cover your car, whoever’s driving

Get vehicle breakdown cover for anyone driving your car

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Roadside assistance

We fix 8/10 cars at the roadside

Mechanic

More mobile mechanics than any other UK breakdown service1

pathstar

Members rate us 4.3/5
Read our reviews

Vehicle breakdown cover

We’ll come to your rescue, whoever’s driving. Just choose the vehicle that you’d like to be covered in a breakdown.
  • Covers 1 vehicle, whoever's behind the wheel
  • We'll come out to fix the vehicle even if the person who owns it isn't there
  • We cover vehicles of any age, including cars, vans, motorcycles, campervans and caravans
  • Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle
Build your vehicle cover with these options
At home

At Home We come straight to your doorstep

Icon national recovery

National Recovery We’ll take you to any single UK location

Aa icon simplified onward travel

Onward Travel We’ll help arrange alternative travel

Aa icon simplified breakdown repair cover

Parts and Garage Cover

We'll help with repair bills after a breakdown

What is vehicle breakdown cover?

Our vehicle cover provides breakdown cover for a specific car (or van, motorbike or other vehicle) no matter who's driving it.

    • We'll cover your car, no matter who's driving it.
    • You don't have to be in the vehicle when it breaks down.
    • You can still call us out if someone else is driving the car.

    Build your cover
Vehicle 360px

Vehicle cover packages

Cover for 1 vehicle, whoever's driving it.

£12

for monthly cover

Unlimited call-outs
Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle.
Roadside Assistance
24/7 cover for breakdowns over 1/4 mile from home. If we can't complete repairs at the roadside we'll take you and your vehicle to a nearby garage.
At Home
Brings cover to your doorstep and within 1/4 mile from home.
£14

for monthly cover

Unlimited call-outs
Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle.
Roadside Assistance
24/7 cover for breakdowns over 1/4 mile from home. If we can't complete repairs at the roadside we'll take you and your vehicle to a nearby garage.
At Home
Brings cover to your doorstep and within 1/4 mile from home.
National Recovery
We'll take you, your vehicle and up to 7 passengers to any single UK destination if your vehicle can't be fixed.
£17

for monthly cover

Unlimited call-outs
Call us out as many times as you need to, as long as it's not a recurring problem with your vehicle.
Roadside Assistance
24/7 cover for breakdowns over 1/4 mile from home. If we can't complete repairs at the roadside we'll take you and your vehicle to a nearby garage.
At Home
Brings cover to your doorstep and within 1/4 mile from home.
National Recovery
We'll take you, your vehicle and up to 7 passengers to any single UK destination if your vehicle can't be fixed.
Onward Travel
Car hire, overnight accommodation or costs towards public transport if we can't get your vehicle going again straight away.
Prices shown include an introductory discount and are for the first year only. Prices may be higher at renewal.

Need help choosing?

Answer a few quick questions to find cover that suits you.
Help me choose

What are the benefits of vehicle cover?

At the AA, our vehicle cover is great value for money and comes with all the benefits of Roadside Assistance:

  • 24/7 roadside assistance if you’re more than 1/4 mile from home.
  • We’ll try to fix your vehicle on the spot (we fix 8 out of 10 cars at the roadside).
  • If your vehicle needs more repairs, we’ll tow you to a nearby garage.
  • Unlimited call outs as long as it’s not a recurring problem.

    Vehicle cover may suit you if you only drive 1 car or your household shares 1 car.

What our Members say

Reported breakdown on the app

Reported breakdown on the app, was given an estimate of 45 minutes but the guy turned up within 15 minutes, diagnosed the fault and followed me to the nearest repair location. Excellent service all round!

Terry Faulkner

Read reviews

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 0800 88 77 66

Don't buy online – call us 24/7 for instant cover: 0800 88 77 66

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Good to know
1 More mobile mechanics

The AA uses a fleet of dedicated vehicles – which means we own and manage them, and they are driven by our own patrols. These include breakdown vans, recovery trucks and other specialist vehicles to support a wide range of breakdown situations our members find themselves in. Sometimes we may use garages to reduce wait times, but only when necessary. We’ll always let you know in advance.

We have more highly skilled mobile mechanics than anyone else. And they’re all absolutely lovely. The AA is the largest UK breakdown provider, with almost 3,000 patrols compared to around 1,800 patrols for the second largest provider in the UK.

Source: AA Staff List (2,745 in August 2020) and RAC website (1,800 in September 2019).

2 Unlimited call-outs

Repeat call-outs for the same fault, within 28 days, will not be covered.

3 What vehicles do we cover?

Our breakdown cover includes most cars of any age (including classic cars), vans, motorbikes, caravans, and campervans. Your vehicle must be under 3.5 tonnes and 8ft 3in (2.55m) wide.

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Policy documents

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Breakdown Repair Cover (Parts and Garage Cover).

They are split into two parts:

  1. the policy
  2. the membership arrangement and administration contract
AA Breakdown Membership

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Membership Terms and Conditions Booklet – September 2019

AA Breakdown Repair Cover (Parts and Garage Cover)

The current version below applies to cover bought or renewed on or after 18 September 2019:

AA Breakdown Repair Cover Terms and Conditions Booklet – September 2019

Member Extras

This applies to cover bought on or after 20 April 2018:

Member Extras Terms and Conditions Booklet – April 2018

Paying for your cover
How can I pay?

There are 3 ways to do this – annually by card or direct debit, or monthly by direct debit.

If you pay annually, you’ll pay up front for a fixed 12-month policy and the overall price for a year will be lower than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period though. Your policy will automatically renew each year unless it's cancelled.

If you pay monthly, your account will be debited every month until your policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.

We only offer continuous payment options online. However, if you want to make a one-off payment for a year of cover, call us on 0800 085 2721.

Is my online payment secure?

Yes – we use the highest form of encryption available, to make sure your payment is safe.

Our secure-server software scrambles all the details you enter before they’re sent, so that only we can understand them.

Can I change my level of cover after I've bought it?

We'll write to you well in advance of your renewal, but if you'd like to talk to someone about renewing or changing your cover now, call us on 0343 316 4444.

Lines are open 8am to 6pm, Monday to Friday; 9am to 5pm, Saturday.

Can I buy breakdown cover for someone else?

If you want to arrange personal cover for someone else, call us on 0800 085 2721. However, if you want to cover a specific vehicle you can buy vehicle cover online.

Can I add more cars to my vehicle cover?

Our vehicle cover is for 1 car. You’ll need to give us the details of the car you want to cover when you take out your policy. We’ll then come out if that car breaks down, no matter who’s driving it.

You can’t add extra cars onto your vehicle based cover. But if you want to be covered in multiple vehicles, then our personal based cover might suit you. 

  • Cover for you - Covers you as a driver or passenger in any vehicle.
  • Cover for two people - Joint cover for you and someone you live with, as drivers or passengers in any vehicle.
  • Family cover - Covers you, and up to 3 other people you live with, as drivers or passengers in any vehicle.

Find out more about breakdown cover for multiple cars.

Will I be covered in someone else's vehicle?

No. Vehicle cover only applies to 1 vehicle and you’ll need to tell us in advance which vehicle you want to cover. If you’re driving someone else’s car, you won’t be covered.

If you want cover in other people's vehicles, then personal cover may suit you.

Should I choose personal or vehicle cover?

We offer 2 options for breakdown cover. You can pick the cover level which you think suits you best when you buy a cheap breakdown cover policy with us.

Vehicle cover lets you choose 1 vehicle to cover on your breakdown policy. Anyone who drives that car will be covered if they break down, even if the policyholder isn’t there.

Personal cover will cover you in any vehicle, as a driver or passenger. You don’t need to pick a car to cover or give us your number plate. But it won’t cover other people driving your car. And you have to be in the broken-down car to be able to call us out.

How do I choose the right cover?

Here are some questions to ask yourself when you’re choosing your level of breakdown cover:


  • Does my household have more than 1 car?
  • Do different family members share the same car?
  • Do I usually drive the same car or different cars?
  • Do I have children I'd like to cover as passengers?

Personal cover might be the best choice if you have more than 1 car in your household. It could also suit you if you often drive different cars or you'd like to cover your kids when they travel with other people.

If you always drive the same car, or if you share your car with other people, then vehicle cover might suit you better.

Get advice on how to compare breakdown cover.

What are the different types of breakdown cover?

Personal cover works if you’d like cover in multiple vehicles:

You can add more people to your personal cover as long as they live with you:

You can choose to cover 1 vehicle for anyone who drives it:

For more information about the different levels of cover, read our breakdown cover guide.

How do I find out what type of cover I have?

If you already have cover with us but can’t remember if it’s personal or vehicle, don’t worry. You can log in to your account to check your cover.


Call now to buy breakdown cover

0800 085 2721

We're open 8am to 8pm, Monday to Friday; 9am to 5pm, Saturday.

Call now

Call now to change, discuss or cancel your cover

0343 316 4444

We're open 8am to 8pm, Monday to Friday; 9am to 5pm, Saturday.

Call now