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  1. HomeHome/
  2. Breakdown cover/
  3. Compare roadside breakdown cover

The AA vs RAC

The AA or RAC? How to choose your breakdown cover provider

This guide compares The AA and RAC to help you choose the breakdown cover that best suits your driving needs.

  • More dedicated patrols than any other major UK breakdown provider1
  • More UK drivers choose The AA for personal breakdown cover2
  • We offer unlimited call-outs, subject to policy terms*
Buy breakdown cover

*Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.


Trustpilot
Three yellow AA patrol vans drive down a remote country road

How to compare The AA vs RAC's breakdown cover

When comparing breakdown cover providers, we recommend focussing on customer reviews like Trustpilot, quality of service, awards and any restrictions on service. For example, we cover vehicles of any age and we provide unlimited call-outs, as long as it’s not for a recurring problem with your vehicle.

Comparing The AA to RAC's breakdown cover

Both The AA and RAC offer nationwide breakdown cover, but they differ in the features and benefits included with their policies. Compare the key differences to see how each provider performs across the areas that matter most to drivers.

Customer review scores

We have a Trustpilot score of 4.8, while RAC has a score of 4.5.
Car breakdown service icon

3.3 million paid personal members

More UK drivers choose The AA for personal breakdown cover than any other major breakdown provider2

We repair the most breakdowns

Our dedicated patrols attend and repair more breakdowns than any other UK breakdown cover provider.4

Unlimited call-outs*

We offer unlimited call-outs with our standard Roadside Assistance, unlike RAC where there may be additional charges.

What’s included if you join The AA versus RAC's membership?

Compare The AA and RAC breakdown cover to see how they differ on pricing, response times, roadside repair rates, cover options and customer reviews. The AA offers unlimited call-outs as standard, cover for vehicles of any age, and more dedicated patrols than any other major UK provider. Explore the comparison below to find the right provider for your needs.

Key points and features The AA RAC
Unlimited call-outs at all levels of cover* ✓ Yes ✗ No
Number of patrols c. 2,700 – Plus all our patrols receive EV training every 5 years 1,700
Trustpilot score 4.8 4.5
Breakdown assistance at the roadside ✓ Yes ✓ Yes
Cover for any age of vehicle ✓ Yes ✓ Yes
Tow to a nearby garage ✓ Yes ✓ Yes
Free small replacement parts ✓ Yes – Up to £5 of replacement parts ✗ No
Member benefits ✓ Yes – Discounts on restaurants, car care, days out and travel ✓ Yes – Discounts on restaurants, car care, days out and travel
Accident assistance ✓ Yes – Recovery of your car, and support through the insurance claim, including a hire car ✓ Yes – Recovery of your car, and support through the insurance claim, including a hire car
Free advice on garage or repair bills ✓ Yes ✗ No
Roadside repair rate 4 out of 5 cars fixed at the roadside 4 out of 5 cars fixed at the roadside
Response time We aim to get to you in around an hour RAC don’t publish a response rate
European cover ✓ Yes ✓ Yes

What types of breakdown cover can you get with The AA and RAC?

Both The AA and RAC offer Vehicle Cover and Personal Cover. The right option depends on whether you want to cover a specific vehicle or yourself as a driver across multiple vehicles.

Vehicle cover

Vehicle cover covers one vehicle, no matter who's driving it. It can help if you’re a one-vehicle household as it might turn out cheaper than getting multiple personal cover policies.


Both The AA and RAC offer vehicle cover, but only The AA includes unlimited call-outs as standard. The RAC limits Basic and Standard cover to 5 call-outs a year. RAC customers need Extra or Complete cover for unlimited call-outs.

Personal cover

Personal cover applies to you as a driver or passenger in any vehicle (including cars, vans and motorbikes). It can help you save if you need cover in multiple vehicles, and often works out cheaper than buying separate vehicle cover policies. You can also add more people in your household to a personal cover policy by choosing joint cover or family cover.


Both The AA and RAC offer single, joint and family personal cover, but only The AA includes unlimited call-outs as standard. The RAC limits Basic and Standard cover to 5 call-outs a year. RAC customers need Extra or Complete cover for unlimited call-outs.

The AA breakdown cover options

If you want more cover, you can always upgrade with our breakdown cover options and add-ons. Adding these to your Roadside Assistance will change the price of your AA or RAC quote. Different providers might give their additional options slightly different names, but ours include:

At Home

If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get a recovery tow to a nearby garage.

National Recovery

If you break down and we can't fix your vehicle at the roadside, we'll take you, your vehicle and up to 7 passengers to any single UK destination, subject to policy terms and vehicle eligibility. This is handy to have if you travel far away from home.

Onward Travel

If you break down and need repairs that stop your journey, we’ll help with alternative transport or overnight accommodation.

Parts and Garage Cover

If you call us out for a breakdown and need garage repairs, we’ll help cover eligible garage repair costs up to £535 per claim, with a £35 excess and annual claim limits, subject to the separate Parts and Garage Cover terms.

Commercial Use

If you have an eligible vehicle being used to carry equipment, people or goods in return for payment, you can add Commercial Use. Fleets of 3 or more vehicles need business breakdown cover.

Key Cover

If your car keys or house keys are lost, stolen or broken, or you're locked out, we'll arrange a replacement key or locksmith, subject to the separate Key Cover terms.

The AA vs RAC's response times

AA patrols aim to get to you within an hour and get you back on the road in around 30 minutes of arrival. This is based on AA operational data between 1 April 2025 and 31 March 2026.

In an independent reliability survey from What Car? in December 2025, we scored higher for arriving within an hour than the other major UK breakdown providers, RAC and Green Flag.

We also fix 4 out of 5 cars at the roadside. This is based on AA operational performance data between 1 April 2025 and 31 March 2026.

RAC doesn’t publish a response time target, but they do aim to get you back on the road within 30 minutes of arrival.

Three patrols

Which is best, The AA or RAC?

To see who’s the best breakdown cover provider for you, we suggest looking at things like customer reviews, the number of dedicated patrols a provider has on the road, external review providers and any accolades awarded. Our quality of service for breakdown cover is widely recognised, and we have the accreditation to prove it.

The AA has:


  • More dedicated patrols than any other major UK breakdown provider1
  • More paid personal members than any other breakdown service provider2
  • Patrols who attend and repair more breakdowns than anyone else3
  • A better score on Trustpilot4

How much should you pay for breakdown cover?

How much you pay for breakdown cover with The AA or RAC will depend on factors such as the type and level of cover you choose, who or what you want to cover and any optional extras you add. When comparing prices, it’s important to consider what’s included in each policy as well as the overall cost.

The AA and RAC also structure their cover differently. The AA lets you start with Roadside Assistance and add options such as At Home, National Recovery and Onward Travel, giving you the flexibility to only pay for the services you require. RAC offers these benefits through a range of packaged cover levels. When comparing prices, check what’s included and whether the cover meets your needs.

What additional benefits do I get with an AA membership?

AA membership also includes a range of exclusive lifestyle and motoring benefits, providing additional value beyond roadside assistance.

Once you become an AA member, you can enjoy the perks of our Smart Benefits, which include:

  • Up to 15% off at over 1,000 UK pubs and restaurants
  • Discounts on days out and family activities
  • Further discounts on car hire, van hire, and vehicle checks
  • The chance to win back the cost of your car insurance
  • Member rates on MOTs, and much more
Get a quote
Get a quote

Key takeaways

  • While the RAC offers packaged levels of cover, The AA lets you start with Roadside Assistance and add options such as At Home, National Recovery and Onward Travel, giving you more control over your level of cover and price
  • The AA offers unlimited call-outs, subject to its terms and conditions
  • AA patrols attend and repair more breakdowns than any other UK breakdown cover provider4
  • The AA has a higher Trustpilot rating than RAC, based on current customer reviews

Find out about our different types of breakdown cover

Choose the best breakdown cover to suit you

UK breakdown cover

Get breakdown cover with Roadside Assistance included as standard

Multi-car breakdown cover

Get breakdown cover for you as a driver or a passenger in any vehicle

Motorbike breakdown cover

Get peace of mind on two wheels with our motorbike breakdown cover packages

Electric car breakdown cover

With our electric-trained breakdown patrols, we'll get you moving again

AA Breakdown Membership

Breakdown Membership terms and conditions – September 2026

 

Parts and Garage Cover (Breakdown Repair Cover)

Parts and Garage Cover terms and conditions – September 2026


Tyre Cover

Tyre Cover terms and conditions – October 2025


Key Cover

Key Cover terms and conditions – September 2025


Member Extras

Member Extras terms and conditions – November 2021

About the price


10% of new AA customers paid £5.49 for monthly vehicle breakdown cover, based on new business sales from theAA.com from 1 July 2026 to 30 September 2026.


Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the breakdown cover terms and conditions for more information.


AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: The AA, Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 2414212.


How do you use my data?


To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.


For more information, there’s also our cookie policy and website terms and conditions.

The better provider depends on the products and services you require. The AA has a higher Trustpilot score (4.8 vs 4.5), more dedicated patrols (around 2,700 vs 1,700) and offers unlimited call-outs with all its breakdown cover products.

The AA and RAC are both reliable choices for breakdown cover. Both providers fix 4 out of 5 breakdowns at the roadside, with patrols typically arriving within an hour.

Both The AA and RAC cover electric and hybrid vehicles as standard. If your EV runs out of charge, RAC may be able to provide a 10-mile EV Boost to help you reach a nearby charging point. With The AA, we’ll tow your EV directly to the nearest charging point instead, so you don’t need to rely on a limited emergency charge being enough to reach one.

Yes, both The AA and RAC offer At Home breakdown cover as an option that can be added to your policy.

Call our free helpline on 0330 053 0460 or chat to us between 7am and 8pm.


If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.


If you’ve broken down, you can text us on 07860 027 999.


Use the Relay UK app or dial 18001 before calling us to connect to a relay assistant if required.

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460 or chat to us between 7am and 8pm


Use the Relay UK app or dial 18001 before calling us to connect to a relay assistant if required.

Follow these four steps if you break down:


1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.


2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.


3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.


4 – Once you’re safe, give us a call. We’ll come and rescue you, even if you’re not a member yet.

 

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It's the fastest way to ask us for help and track our arrival.


Find out more on what to do if your car breaks down

If you’ve got vehicle cover, change your vehicle details as soon as you can.

With single, joint or family personal cover, you'll only need to change your vehicle details if you have Commercial Use or Parts and Garage Cover added to your policy.

It's simple to change your vehicle details online, and we’ll check that your new vehicle is eligible (terms and conditions apply).

We'll help with breakdowns that happen from 24 hours after you’ve updated us.

If you have Tyre Cover, you’ll only be able to claim for tyre repairs or replacements after the first 7 days. 

If you have Parts and Garage Cover, you’ll only be able to claim for new faults that occur after the first 14 days.

Sources

1. Based solely on directly employed dedicated patrol numbers compared with other major UK breakdown providers. Source: AA Annual Report & Accounts 2026 (c.2,700 patrols) and RAC Group (Holdings) Limited Annual Report & Financial Statements 2025 (1,700 patrols). For more detail on the comparator set and Green Flag. See our breakdown claims

2. Based on personal breakdown memberships compared with other major UK breakdown providers. Sources: AA Annual Report & Accounts 2026 (3.3 million paid personal members) and RAC Group Holdings Limited Annual Report 2025 (2.8 million consumer members). Does not refer to total breakdown customers or total market share. For more detail on the comparator set and Green Flag, see our breakdown claims

3. Based on number of breakdowns attended. Sources: AA Annual Report & Accounts 2026 (3.5 million annual breakdowns attended) and RAC Group (Holdings) Limited Annual Report & Financial Statements 2025 (2.4 million annual breakdowns attended). See our breakdown claims

4. Rated 'Excellent' on Trustpilot – correct as of 14 May 2026.

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