More UK drivers choose the AA than any other major UK breakdown cover service1
†More dedicated mobile mechanics than any other UK breakdown service2
Electric and hybrid vehicles covered at no extra cost
Breakdown cover for key workers
Offer only available to key worker customers by clicking on the link provided. Discount based on online prices as of 4 July 2023. Offer available to new AA customers only and is valid for their first 12 months of membership. Offer not available in conjunction with any other offer/discount or on any other AA product/service. Details correct at time of issue. 40% discount applies for all family roadside packages. Other discounts apply as follows:
1Source: AA Annual Report & Accounts 2024 (3.3M paid personal members) and RAC Annual Report & Financial Statements 2023 (2.7M consumer members). Verify at theAA.com/Best
2Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best
Your call-out levels may affect future premiums.
Automobile Association Insurance Services Limited is an insurance intermediary authorised and regulated by the Financial Conduct Authority. Registered office: Fanum House, Basing View, Basingstoke, RG21 4EA. Registered in England and Wales, number 2414212.
Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Breakdown Repair Cover (Parts and Garage Cover).
They are split into two parts:
AA Breakdown Membership Terms and Conditions Booklet – July 2023
AA Breakdown Repair Cover Terms and Conditions Booklet – November 2021
Member Extras Terms and Conditions Booklet – November 2021
Our vehicle cover is for 1 car. You’ll need to give us the details of the car you want to cover when you take out your policy. We’ll then come out if that car breaks down, no matter who’s driving it.
You can’t add extra cars onto your vehicle based cover. But if you want to be covered in multiple vehicles, then our personal based cover might suit you.
Find out more about breakdown cover for multiple cars.
No. Vehicle cover only applies to 1 vehicle and you’ll need to tell us in advance which vehicle you want to cover. If you’re driving someone else’s car, you won’t be covered.
If you want cover in other people's vehicles, then personal cover may suit you.
We offer 2 options for breakdown cover. You can pick the cover level which you think suits you best when you buy a cheap breakdown cover policy with us.
Vehicle cover lets you choose 1 vehicle to cover on your breakdown policy. Anyone who drives that car will be covered if they break down, even if the policyholder isn’t there.
Personal cover will cover you in any vehicle, as a driver or passenger. You don’t need to pick a car to cover or give us your number plate. But it won’t cover other people driving your car. And you have to be in the broken-down car to be able to call us out.
Here are some questions to ask yourself when you’re choosing your level of breakdown cover:
Personal cover might be the best choice if you have more than 1 car in your household. It could also suit you if you often drive different cars or you'd like to cover your kids when they travel with other people.
If you always drive the same car, or if you share your car with other people, then vehicle cover might suit you better.
Get advice on how to compare breakdown cover.
Personal cover works if you’d like cover in multiple vehicles:
You can add more people to your personal cover as long as they live with you:
You can choose to cover 1 vehicle for anyone who drives it:
For more information about the different levels of cover, read our breakdown cover guide.
If you already have cover with us but can’t remember if it’s personal or vehicle, don’t worry. You can log in to your account to check your cover.
Learn more about choosing the right cover for you in our guide on how to compare breakdown cover. Plus, find out what’s included in breakdown cover from the AA vs RAC.
You can also discover what's included in Green Flag breakdown cover vs the AA.