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Compare our cover levels

See which car insurance suits you best

Silver, Gold or Platinum comprehensive cover

Features and benefits of our car insurance

Table to show tiered cover available in Car Insurance
Description AA Silver logoSilver AA Gold logoGold AA Platinum logoPlatinum
Defaqto Rating Defaqto 4 Star rated car insurance4 Stars Defaqto 5 Star rated car insurance5 Stars Defaqto 5 Star rated car insurance5 Stars
Motor Legal Assistance Optional Included in AA Platinum cover Included in AA Platinum cover
Car Hire Optional Optional Included in AA Platinum cover
Motor Accident Plan Optional Optional Included in AA Platinum cover
Excess Protection Optional Optional Optional
Breakdown Cover Optional Optional Optional
EU cover 30 days 90 days 90 days
Personal belongings Cover up to £50 Cover up to £200 Cover up to £250
Windscreen replacement excess £150 excess £100 excess £75 excess
Windscreen repair excess £25 excess £10 excess No excess
Lost or stolen keys Cover up to £750 Cover up to £1,000 Cover up to £1,500
Accidental and malicious damage minimum excess – additional excesses can apply for driver age and vehicle type £200 excess £150 excess £100 excess
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What is car insurance?

Depending on the level of cover selected, car insurance gives you financial protection for incidents that cause damage to your car, or if it's vandalised or stolen.

Various factors apply when you buy car insurance, including the make and model of the car, where you keep it, your age and whether you have any motoring convictions.


Why do I need car insurance?

Car insurance is required by law, unless you've registered your vehicle as being off the road.

The minimum level of insurance is third party only, which covers you against liability to third parties following a road traffic accident.

Third party, fire and theft provides the same cover as third party, plus cover in the event of your car being stolen or damaged by fire.

Our Silver level of Third Party Fire and Theft cover is available exclusively through price comparison websites.


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