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Compare our cover levels

See what car insurance suits you best

Comprehensive or third-party options

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Comprehensive

The highest level of cover. You're covered for injuries to other people and damage to their vehicle or property. You're also covered for fire damage, vandalism, accidental damage or theft of your car.

Third Party, Fire and Theft

Provides the same level of cover as Third Party cover, but protects you if your car is damaged by fire or stolen. Accidental damage to your car isn't covered.

Third Party

The minimum legal cover. Covers your liability for injury to other people or damage to their vehicle or property. Accidental damage to your car isn't covered.

Courtesy car while your car is repaired by an approved repairer

Free courtesy car when your car is written off or stolen*

24/7 claim helpline

Liability to others for injury or damage to their property

Uninsured driver promise – you will not pay an excess or lose your no claims discount if your car is hit by an uninsured driver

Named drivers can earn a no claims discount to use when they insure a car with us

Emergency treatment – you're covered for any fees following an accident

Car sharing scheme – the car you're insuring is covered

No claims discount for claim-free driving

Driving in Europe – up to 90 days' cover in the EU and several other European countries

Garage custody and valet parking cover (TPFT and TP cover exclude accidental damage)

Fire and theft damage

Replacement locks and keys – up to £1,000 cover with comprehensive cover

Replacement child seats (TPFT cover if damaged by fire or theft)

Accidental damage

Windscreen, window and sunroof repairs without losing your no claims discount

Personal belongings in your car – up to £250 cover (£500 for AA members)

Damage to trailers – up to £500 cover on single axle trailers

Personal injury – up to £5,000 cover (£7,500 for AA members)

Medical expenses – up to £400 per person (£500 for AA members)

Accommodation or onward travel cover if you cannot continue your journey following an accident

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Good to know

* A courtesy car is provided with comprehensive cover while your car is repaired at an approved garage. When you buy comprehensive cover direct from the AA, you also get a free courtesy car for up to 21 days if your car is written off or stolen and not recovered. To qualify, you must be over 18 (over 23 in Northern Ireland and the Isle of Man) and have a full UK driving licence. This additional cover isn't available through price comparison and cashback websites.

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0370 533 2211

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