Car insurance breakdown cover

Roadside assistance in the UK*

Would you need help if your car breaks down?

When you add Breakdown Cover to your car insurance policy the Roadside level of cover provides:

  • 24/7 assistance if the insured vehicle breaks down over 1/4 mile from your home.

Our expert patrols can usually get you back on the road after 30 minutes of arrival. But if we can’t complete repairs at the roadside, we'll take the vehicle to a nearby garage or a local destination of your choice

Assistance will also be provided for a caravan or trailer which was on tow at the time of the breakdown.

If you also add National Recovery cover we'll provide:

  • 24/7 assistance if the vehicle breaks down over 1/4 mile from your home.
  • Or if we can't repair your vehicle, we'll take you, up to 7 passengers and the vehicle to any UK mainland destination.

So if we can’t complete repairs at the roadside, you can choose to be taken home, to your driving destination or your local garage, regardless of how far this may be.

And assistance will also be provided for a caravan or trailer which was on tow at the time of the breakdown.


You can add Breakdown Cover when you get a quote.

The Breakdown Cover service is limited to 1 call-out during the policy year, and further call-outs are available on a pay-for-use basis.


Policy documents

Breakdown Cover policy document

Please read all of the information relating to your policy before you buy Breakdown Cover.

Policies purchased from 30 December 2021:

Breakdown Cover policy document



Good to know

* Breakdown Cover is not available in the Isle of Man and the Channel Islands. Roadside provides roadside assistance throughout the UK, and National Recovery provides recovery to a destination on the UK mainland.


AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.


Car insurance

0330 053 0256

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

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Breakdown assisitance 24/7

0333 004 6046

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Breakdown Cover policy queries

0344 412 4684

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

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