Your benefits with Excess Protection cover
You can claim back your excess on one insurance claim during the 12 months of your car insurance policy.
You'll be covered in a claim for:
- Accidental damage
 - Malicious damage
 - Theft or attempted theft
 - Fire
 
- You can claim back your excess on a claim where you're at fault or the other party involved can't be identified.
 - Peace of mind – you won't be left out-of-pocket if your car's damaged by an unidentified driver.
 
And it covers your total policy excess – voluntary and compulsory excesses combined.