Travel currency cards could offer significant savings, as they come with no usage fees on overseas purchases or ATM withdrawals of £50 or €50 or more, competitive exchange rates and free loading options. Credit and debit cards can charge a usage fee every time they are used abroad.
The following fees apply when using the GBP Card or the Euro Card.
| GBP Card | Euro Card | |
| On application | ||
| Card issue fee | £9.95 for 3 years (refundable if your first load is over £100) | |
| Additional card fee | £4.99 | £4.99 |
| Other initial fees | PIN issue – free (via our PIN retrieval service) PIN re-issue – free (via our PIN retrieval service) |
|
| Limits | £10 minimum initial load amount £5,000 – maximum combined card/account balance |
€10 minimum initial load amount €6,250 – maximum combined card/account balance |
| Ongoing features | ||
| Replacement card fees | £4.99 for lost and stolen replacement cards | |
| Transaction fees | Abroad and UK: free | |
| Cash withdrawal fees* | Abroad: £1.50 per withdrawal (however if your cash withdrawal is equal to or over £50 then the fee will be refunded to your card account) UK: £1.50 per withdrawal |
Abroad: €1.50 per withdrawal (however if your cash withdrawal is equal to or over €50 then the fee will be refunded to your card account) UK: €1.50 per withdrawal |
| Service fees | Dormancy fee: £1 per month following 12 months of card inactivity | |
| Balance enquiry | Free online at theAA.com/customerservice Via automated phone service (0345 340 3177 from UK and +44 207 096 9457 from overseas). Standard network rates apply if calling from abroad. No extra charge by text (80777). Standard mobile network rates apply. |
|
| Top up fees and limits | Bank transfer: Free (maximum load £2,000) Debit card: Free (maximum load of £750 in 24 hour period) Post Office branches: 99p per load (maximum single load £250) PayPoint: 3% of load value (maximum single load £249) |
|
| Other fees | Paper statement: £10 Investigation fee: £20 |
|
| Closure | ||
| Cancellation or redemption | £10 | |
| Expiry | Card valid for 3 years | |
* Some ATMs may charge an additional fee and should advise you before you confirm the transaction. When you use your card at an ATM, you may also be subject to applicable fees, surcharge rules and regulations of the relevant ATM or other financial institution or association. The ATM should advise of this before you confirm your withdrawal.