Home legal expenses

Home Legal Expenses

Get access to a legal helpline and up to £50,000 of legal expenses cover

Free benefits

Get a range of free legal documents and templates when you add Home Legal Expenses to your AA Home Insurance policy, including:**


  • free online will
  • option for review by a solicitor
  • comprehensive online help

Legal expenses cover

Home Legal Expenses cover protects you against the costs of being sued or having to make a claim against someone else. It provides a legal helpline and up to £50,000 (including VAT) of legal expenses cover.

The legal helpline gives you access to help with legal matters covered under the legal expenses policy 24 hours a day, 365 days a year.

We provide legal expenses cover for disputes arising from:

  • physical injuries you suffer
  • protecting your property (excluding boundary disputes)
  • contracts you enter into for goods or services
  • contracts related to buying or selling your property
  • contracts of employment*
  • a full enquiry into your tax affairs

To add Home Legal Expenses to your AA Home Insurance policy, call 0370 606 1617.

Home Legal Expenses also provides access to a range of free legal documents and templates:**

  • documents include a free online will, checked by a qualified lawyer and worth up to £99.99, and also power of attorney, tenancy agreements and complaint letters
  • option to be reviewed by a firm of solicitors
  • comprehensive online help to assist you in producing your documents

If you already have Home Legal Expenses and want legal advice, call us on 0161 428 7039. Please have your AA Home Insurance policy number handy when you call.

* Please note, employment disputes which occur within 90 days of the start date of this legal expenses policy are not covered.

** You will need to wait 48 hours before your policy number is effective.

AA Legal Documents is provided by Cogent Law. Cogent Law is a trading name of Parabis Law LLP, a limited liability partnership registered in England and Wales under number OC315763 with registered office at 8 Bedford Park, Croydon, Surrey CRO 2AP ('Cogent Law'). You will be required to accept their terms and conditions when registering for the service.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Home Legal Expenses policy documents

Please read all of the information relating to your policy before you buy Home Legal Expenses cover.

Policies purchased from 17 September 2014 or renewed from 16 October 2014 onwards

Home Legal Expenses Policy Summary

Home Legal Expenses Policy Wording

Previous policy documents

Please refer to following booklets for policies starting or renewed between the dates shown.

1 April 2014 to 16 September 2014 (renewed from 1 April 2014 to 15 October 2014)

Home Legal Expenses Policy Summary

Home Legal Expenses Policy Wording

Home Legal Expenses


Add Home Legal Expenses to your AA Home Insurance policy


0370 606 1617