Driving abroad in Europe

Car insurance cover in Europe

European countries where you're covered

As an AA car insurance policyholder, you can drive anywhere in the EU, and in several other European countries, and get the same level of cover you have in the UK for up to 90 days during the 12 months of your policy.

Your car insurance is valid in the following countries:

  • Andorra
  • Austria
  • Belgium
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Gibraltar
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstien
  • Lithuania
  • Luxembourg
  • Malta
  • Monaco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Vatican City
European countries map

Documents for driving abroad in Europe

New rules on travel in the EU came into effect on 1 January 2021.

  • A Green Card is required in addition to your Certificate of Motor Insurance, plus the log book (V5C) for the vehicle.

  • The Republic of Ireland is within the territorial limit of our car insurance, so policyholders get the same level as cover there as they do in the UK all year round. However, you'll need a Green Card when travelling there, and it will be valid for the whole policy year.

What is a Green Card?

The Green Card (or International Motor Insurance Card) is an internationally recognised document that shows that you have the minimum insurance cover needed by law in the country you're visiting.

If you're visiting any of the countries listed above then you'll need a Green Card to prove that you have car insurance not just at the border, but after an accident for example.

Contact us at least 14 days before you travel, and we'll sort your Green Card free of charge.

Call us on 0370 060 0137

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

Longer trips and business travel abroad

Let us know in advance if you're planning to take your car to Europe for more than 90 days and want the same level of cover as you have in the UK. If this is acceptable, you may have to pay a fee for the extended cover, and you'll still need a Green Card for the additional days.

If the same level of cover isn't available, or you don't want the same cover as you have in the UK, you'll only have the minimum insurance cover needed by law in the country you're visiting after the 90 day period has ended. Again, you'll still need a Green Card for the additional days.

Please also tell us if you're planning to use your car for business travel abroad.

Call us on 0344 412 4684

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.


Travelling further afield

Do tell us if you want to take your car to a country that isn't listed above.

If the same level of cover as you have in the UK is available, you could have to pay a fee for this and you'll need a Green Card too.

Alternatively, only the minimum insurance cover needed by law in the country you're visiting may be available. Again, you may have to pay a fee for this, and you'll need a Green Card.

There may be some countries where cover is not available.

Call us for advice on 0344 412 4684



Breakdown cover

For peace of mind, AA European Breakdown Cover has a 24-hour English-speaking phone helpline for when you're driving abroad.


Updated 22 January 2021