Skip to main content [Accesskey 'S']Go to home page [Accesskey '1']
Are you a business customer?
  • Broken down?|
  • Had an accident?|
  • Help and support
  • Breakdown cover
  • Report a breakdown
  • Personal breakdown cover
  • Multicar breakdown cover
  • Family breakdown cover
  • European breakdown cover
  • Motorbike breakdown cover
  • Electric car breakdown cover
  • Business breakdown cover
  • Caravan and motorhome breakdown cover
  • Instant breakdown cover
  • Report an accident
  • Wrong fuel assistance
  • Manage your cover
  • Breakdown guides
  • Car insurance
  • Multi-Car Discount
  • Van insurance
  • Electric car insurance
  • Short term car insurance
  • Motorbike insurance
  • Car insurance guides
  • Home insurance
  • Buildings insurance
  • Contents insurance
  • Home insurance guides
  • Travel insurance
  • Backpacker travel insurance
  • All insurance products
  • Car insurance claim
  • Home insurance claim
  • Manage your policy
  • MOTs
  • Car servicing
  • Mobile mechanics
  • Diagnostics
  • Brake pads and discs
  • Car battery replacement
  • Car key replacement
  • Oil and filter change
  • Vixa proactive car care
  • Wrong fuel assistance
  • Car warranty
  • Car servicing guides
  • MOT guides
  • Used cars for sale
  • New cars to lease
  • AA cars and vans
  • Car history check
  • Car warranty
  • Car finance
  • Sell your car
  • Vehicle inspection
  • Vehicle delivery
  • Car reviews
  • Car buying guides
  • Driving School
  • Driving instructor training
  • Driving School franchise
  • EV Driving School franchise
  • Driving instructor guides
  • Driving lessons
  • Refresher driving lessons
  • AA Driving Theory app
  • Manage your lessons
  • Learner driver insurance
  • Learner driving advice
  • Personal loans
  • Car loans
  • Debt consolidation loans
  • Home improvement loans
  • Manage your loan
  • Savings accounts
  • Easy Access Savings
  • AA Member Saver
  • Manage your savings
  • All finance products
  • Finance guides
  • Route planner
  • Traffic news
  • Mileage calculator
  • Fuel price report
  • Travel insurance
  • Backpacker travel insurance
  • Atlases travel guides and driving kits
  • Travel ideas and places to stay
  • Driving advice

EV Insurance worries

Two thirds of drivers have insurance worries when charging an electric vehicle

  • AA launches EV insurance to cover top five EV insurance concerns
  • Motoring organisation is number one EV provider by offering whole life EV assistance
  • “We’re giving power and confidence to electric motoring” says AA president

More than two thirds (69%) of drivers are concerned about cover for their electric vehicle should it be damaged when connected to a public chargepoint, according to a poll by the AA.1

The survey of more than 15,500 people found that more than three fifths of drivers want EV insurance to cover damage to the main drive battery (65%), and almost half of drivers are also concerned about liability should someone trip over the charging cable (48%).

Focus plug 640

To provide assurance to prospective EV owners, AA insurance has launched EV insurance2 which provides cover for the top five insurance concerns raised by drivers.

Top five concerns drivers would like covered with an EV insurance policy;

  1. Accidental damage, fire or theft of the car and personal cables when connected to a public chargepoint – 69%
  2. Damage to the main drive battery – 65%
  3. Accidental damage, fire or theft of the car and personal cables when connected to a homecharger – 65%
  4. Damage to the charging cable – 48%
  5. Protection if someone trips over the charging cable – 44%

The AA has now cemented itself as the number one motoring organisation for electric vehicles as it offers whole life support for drivers on the road to electrification including;

  • Award winning insurance
  • The opportunity to own a new EV without an up-front cost3
  • Breakdown assistance provided by 100% of its Patrols and more expert Patrols trained in electric vehicles than anyone else4
  • A comprehensive MoT, service, maintenance and repair package5
  • Providing customer assistance to approximately 11% of the public chargepoint network6
  • The ability to buy and sell used cars7
No other motoring organisation offers such support as we do when buying, owning, selling, or fixing an electric vehicle, which makes us the number one provider for electric cars.
Edmund King, AA president

Edmund King, AA president, said: “Drivers considering an electric car have several concerns when it comes to insuring them. However, the AA is leading the way again by providing insurance which protects drivers against their top five fears.

“Protecting their car against damage, fire and theft when plugged in to both a public and home charging point, as well as cover for the main driving battery or liability if someone trips on the cable, will give customers assurance that their electric car is comprehensively covered.

“No other motoring organisation offers such support as we do when buying, owning, selling, or fixing an electric vehicle, which makes us the number one provider for electric cars.

“By providing whole life assistance to drivers wherever they are on the road to electrification, we’re giving power and confidence to electric motoring.”


1 AA Yonder Driver Poll, 10th to 18th May 2021. 15,728 respondents

2 AA Car insurance has been awarded 5-Star Defaqto rating and won the Feefo Platinum Trusted Service Award, 2021

3 Electric cars available via AA Lease

4 AA Freewheeling Hub rolled out nationwide

5 MoT, Servicing, Maintenance and Repair via AA Smart Care

6 AA provides EV Support Service to several chargepoint providers including Swarco and Instavolt

7 Used car sale and purchase via AA Cars

More news from the AA

  • Breakdown
  • Insurance
  • Money
  • Motoring
  • Traffic
  • Newsroom
  • Contact our press office
  1. Homearrow-right
  2. About usarrow-right
  3. Newsroomarrow-right
  4. Ev insurance worries
  • About us
  • Gender pay gap
  • Help and support
  • Apps
  • Careers
  • Modern slavery
  • Terms of use
  • Privacy notice
  • Privacy hub
  • Cookies

© Automobile Association Developments Ltd. 2026