AA Life Insurance

Cover from just £6 a month

Discounted cover for AA Members

Up to £50 M&S vouchers as a thank you gift*

Possessions are replaceable – you're not

We pay to protect so many things – from laptops and cars to mobile phones and pets. But what are you doing to help safeguard your family's future? How would they cope if something happened to you?

AA Life Insurance, provided by Legal & General, the UK's number one Term Assurance Provider^, is a simple way to help financially protect your family and provide you with peace of mind, by paying out a cash lump sum if you die during the policy term.

What's more, AA Members get discounted cover as they can choose to take a 2% increase in their cover or a 2% reduction in their monthly premium (minimum premium £6 per month after discount).

Your choice of cover – get a quote and apply today

Family life insurance Help your family maintain their lifestyle and pay household bills. Often called level term life insurance, the cash sum you choose remains fixed throughout the policy term, unless you alter your policy.

    AA Members get a quote Non-members get a quote

Mortgage life insurance Help protect your family home. Choose between a policy where the amount of cover remains fixed or a policy with cover that decreases roughly in line with a repayment mortgage.

    AA Members get a quote Non-members get a quote

Not sure which product suits your needs – try our handy comparison table. You can also use our cover calculator to work out how much cover you need?

More about AA Life Insurance

  • Choice of level or decreasing cover
  • Choice of single or joint policy
  • Terminal Illness Cover included at no extra cost. This covers you if you are diagnosed with a terminal illness and are given 12 months to live. The policy will pay out on diagnosis, allowing you to set your affairs in order.

Optional extras

  • For an additional cost, you can add Critical Illness Cover to your life insurance policy at outset which will provide you with extra cover against specified conditions that may impact your ability to work and earn.
  • Waiver of premium is also available at an extra cost, so if you are off work due to incapacity caused by illness or injury, after 26 weeks, we'll pay your insurance premiums for you.

Important information

  • Please read the Key Features document, and if relevant, our Guide to Critical illness Cover before applying.
  • This is not a savings or investment product and has no cash value unless a valid claim is made.
  • Inflation will reduce the buying power of the cash lump sum.

* M&S voucher offer terms and conditions apply.

^ Swiss Re Term & Health Watch Report 2015. Based on new individual term assurance sales in 2014.

An AA member is defined as a holder of a current, valid UK Breakdown Assistance policy purchased directly through the AA.

Automobile Association Insurance Services Limited acts solely as introducer for Legal & General's AA Life Insurance.

Automobile Association Insurance Services Limited is registered in England and Wales No 2414212. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.  Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA) under number 310562.

AA Life Insurance and any services related to it are provided by Legal & General.  Legal & General Assurance Society Limited is registered in England and Wales No. 166055. Registered office: One Coleman Street, London EC2R 5AA. Legal & General Assurance Society Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 117659. You can check the FCA register at http://www.fca.org.uk/register or call the FCA on 0800 111 6768.