How To Use the Travel Currency Cards

The Worldwide (Sterling) and Euro Travel Currency MasterCard® prepaid cards provide a convenient way to carry your travel money without the worry of exchanging currency or travellers' cheques. You simply load money onto the card and then spend the funds as required – helping you stay in control of your holiday budget.

The Travel Currency Cards are not linked to a bank account, which can reduce the risk of identity theft, and you can hold funds off of the card in a linked online account and move them onto the card as needed.

You can use the cards anywhere you see the MasterCard Acceptance Mark – that’s over 33 million locations worldwide, including 1.5 million ATMs.

Don’t forget to apply for your card at least 10 days before you travel, allowing enough time for you to receive, activate and load your card.

How to top up your card

Once you have received and activated your Travel Currency Card, you’re ready to start loading it with Sterling, using one or all following options:

  • Free loading by bank transfer or debit card. Log in to your online account and view the instructions in the 'Top up' section.
  • Top up using your credit card (fee 3% of load value, maximum daily load of £750).
  • At Post Office branches. You can load funds before your trip at 12,000 Post Office® branches nationwide (99p fee). Find your nearest branch .
  • At PayPoint locations. Top up with cash at nearly 22,000 terminals located in newsagents, convenience stores, supermarkets, garages and off-licences near to you (fee 3% of load value). Find your nearest PayPoint.

If you’d like a friend or family member to top up your travel funds while you're away, call 0845 872 0822* to order an additional card. You can also register for email or text alerts (8p each) to notify you when cleared funds are loaded to your card account.

How to shop with your card

Once your card account is loaded, you can transfer some or all of your travel funds onto your card and start spending. If you have an AA Worldwide Travel Currency card, your Sterling will convert to the local currency at the point of purchase or withdrawal, no matter where you are in the world.

With an AA Euro Travel Currency card, your loaded Sterling will automatically convert to Euros when transferring funds from your card account to your card, leaving you ready to start shopping with or withdrawing Euros.

See our Card Fees Summary Table for more information.

* Our agents are available from Monday to Friday 9am to 6pm, however you can use this automated telephone service to manage your card at any time. Calls to 0845 numbers are charged at a local rate from BT landlines in the UK. The cost of calls may vary from other phone networks and from abroad.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Inc. The card is issued by Wirecard Card Solutions Ltd ('WDCS') pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Services Authority to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).

The AA Euro and Worldwide Travel Currency MasterCard Prepaid Cards are arranged by AA Financial Services Limited (AAFS), registered in England and Wales number 912211. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.