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Low rate credit card

Starts low, remains low 

Low Rate Credit Card

Enjoy a low rate. Plus no annual fees with our Low Rate Credit Card.

Enjoy a low rate. Plus no annual fees with our Low Rate Credit Card.

Card offer:
  • 6.5% p.a (variable) interest on purchases and balance transfers.
Plus:
  • No balance transfer fee when a balance transfer is made in the first 3 months (after 3 months a balance transfer fee of 2.99% will apply)
  • No annual fee.
important information:
  • Your personal APR will be dependent on your personal circumstances. You may receive a different APR of 10.4% or 14.9% depending on your individual circumstances.
  • Pay on time each month and stay within your credit limit to avoid additional charges.
Please read before applying:

Charges and summary box

Terms and conditions

Representative example:

Representative (variable):

6.5% APR 

Purchase rate (variable):

6.5% p.a.

Assured credit limit:

£1,200

Fees:

No annual fee
Need some help?

0800 032 2004†


Open: Monday to Friday 8am to 8pm, Saturday 9am to 5pm and 10am - 5pm on bank holidays

Bank of Ireland UK adheres to the Standards of Lending Practice which are monitored and enforced by the Lending Standards Board.

Please read the Statement of Lender and Borrower Responsibilities which sets out our key responsibilities.

† 0800: Calls to 0800 numbers are normally free from UK landlines and mobile phones.

AA Financial Services Limited (AAFS) acts as a credit intermediary and introduces customers to Bank of Ireland (UK) plc only as its exclusive credit card issuer.

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales (912211). The AA Credit Card is provided by Bank of Ireland (UK) plc. Registered Office: Bow Bells House, 1 Bread Street, London EC4M 9BE. Bank of Ireland (UK) plc is incorporated in England and Wales (7022885). Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc.