The AA ISA is provided by OneFamily. Money in this AA ISA is deposited with Bank of Ireland UK. All other AA Savings accounts are provided by Bank of Ireland UK
Options for your savings
Plus products exclusively for AA Members*
Compare our ISAs and savings accounts
An online savings account, includes a fixed bonus of 1.16% gross fixed for the 1st year, afterwards the rate is 0.20% gross/AER variable.
A variable rate savings account exclusively available to AA Members*.
Easy Access product
Tax-free Easy Access product, includes a fixed bonus of 0.96% for the 1st year.
1 or 2 Year Fixed Rate product
If you don't need access to your money for 1 or 2 years, enjoy peace of mind with a fixed tax-free rate.
1.36% / 1.51%
Member Easy Access product
A new tax-free Easy Access product, exclusively available to AA Members*
Tax-free AER variable²
How is the interest calculated?
1 Easy Saver and Member Saver
Interest is calculated daily and paid annually on the anniversary of account opening.
2 Easy Access product and Member Easy Access product
Interest is calculated daily and paid annually in March.
3 Fixed Rate product
Interest is calculated daily and paid on the anniversary of account opening. At the end of the fixed term the value of the Fixed Rate, along with any interest earned, will be paid into the Holding Account of the AA ISA, where it will earn a variable rate of interest.
*AA Breakdown Member:
An AA Breakdown Member means that you have arranged UK Breakdown cover (excluding Basic Breakdown Cover) with the AA and not as part of a bank, business or vehicle manufacturer partnership program.
AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
Gross rate means that we will not deduct tax automatically from your interest. You are responsible for paying any tax due to HM Revenue and Customs.
Tax free means the interest paid is free from UK Income Tax and Capital Gains Tax. The tax advantages of ISAs depend on your individual circumstances and the tax treatment of ISAs may change in the future.
Linked Account is a UK bank or building society current account in your name(s) that we link to your savings account. All deposits must be made from this account, and all withdrawals will be sent back to it.
A Nominated Account is a current account that we link to your savings account so that you can make payments out of your AA ISA safely and securely. If you make a withdrawal, or close your AA ISA, your money will be sent to this account. It must be a UK personal bank or building society account in your name(s) that accepts Direct Credits.
Help and guidance
Managing your money
Caring for others
Divorce and separation
* An AA Breakdown Member is a customer that has arranged cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program.
The AA, Bank of Ireland UK and OneFamily are unable to provide advice. If you have doubts about the suitability of these products, please seek independent financial advice.
OneFamily is a trading name of Family Assurance Friendly Society Limited (incorporated under the Friendly Societies Act 1992, Reg. No. 939F), of which Family Investment Management Limited (Co. No. 1915516) and Family Equity Plan Limited (Co. No. 2208249) are subsidiaries. Registered in England and Wales at 16-17 West Street, Brighton BN1 2RL, United Kingdom. Family Assurance Friendly Society Limited is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Family Investment Management Limited and Family Equity Plan Limited are authorised and regulated by the Financial Conduct Authority.
Bank of Ireland (UK) plc is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc, which is registered in England and Wales (No. 07022885), Bow Bells House, 1 Bread Street, London EC4M 9BE.