Buying a second hand car can be a tricky business - it's almost impossible to tell a vehicle's past just by looking at it. Once you've found the car you want, getting its history checked out can avoid any nasty surprises down the line, and give you reassurance before you buy.
Of the cars we check, we've found that:
- 1 in 3 has a hidden history
- 1 in 4 has outstanding debt (an average of £9,500)
- 1 in 20 has the wrong mileage recorded
- 41 a day are currently stolen
- 760 a day are an insurance write-off
Statistics based on cars checked by HPI Ltd in 2014.
Nearly two thirds of new vehicles are bought using a finance agreement each year - which have to be paid off before they can be sold. HPI holds information on over 7 million current finance agreements and can check your car against them.
Cars can be written off as a total loss by an insurer after an accident, damage or theft. Although they can legitimately be allowed back on the road, almost half are beyond repair.
We check the Police National Computer (PCN) register for stolen vehicles. You shouldn't buy a car listed on here as you stand to lose it - along with the money you paid for it.