Compare our home insurance cover levels

What's covered?

Compare cover levels

Home Insurance Plus
Home Insurance

Buildings insurance

Insured value of buildings

Unlimited

Up to £1m market value

Accidental damage 

Included

Optional

Home emergencies – help from an approved tradesperson, with no call-out, labour or parts costs

Included

Alternative accommodation costs for you and your pets – if your property cannot be lived in following a covered event

£50,000

£45,000

Cover for matching sets – such as kitchen cabinets, bathroom suites and wooden flooring

Included

Cover to trace and access water and oil leaks, and repairing any damage caused during the process

£10,000

£5,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Contents insurance

Insured value of contents

Unlimited

£40-£75k

Accidental damage (contents)

Included

Optional

Home Legal Expenses cover – includes a range of free legal documents, and legal advice up to £100,000

Included

Optional

Cover for valuables and personal belongings against accidental loss or damage anywhere in the world

Up to £5,000

Optional

Single item limit of valuables and personal belongings (items worth more can be specified)

£5,000

£1,500

Student possessions – cover for the belongings of your family while they're at university or college

£3,000

Home office – your business equipment

£10,000

£5,000

New for old – we'll replace items without applying a depreciation to their value

Included

Included

Theft from garages and outbuildings

£7,500

£3,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Fridge and freezer – for spoiled food

£1,000

£500

Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged

£1,000

£1,000

Policy documents

The policy booklets contain the full terms and conditions, and tell you about the the main features and limits of the cover.


AA Buildings Insurance

Policies purchased from 15 September 2021, or renewed from 16 October 2021 onwards:

Buildings Insurance Policy Booklet

You can find previous policy booklets here

Find out what's insured and what isn't covered in our buildings insurance:



AA Contents Insurance

Policies purchased from 15 September 2021, or renewed from 16 October 2021 onwards:

Contents Insurance Policy Booklet

You can find previous policy booklets here

Find out what's insured and what isn't covered in our contents insurance:



Home Insurance Plus

Policies purchased from 15 September 2021, or renewed from 16 October 2021 onwards:

Home Insurance Plus Policy Booklet

You can find previous policy booklets here

Find out what's insured and what isn't covered in Home Insurance Plus:


The information in the policy booklets is also available in large print, audio and Braille on request. Please call for details.

You can also contact us using Relay UK (formerly Next Generation Text).



About AA Insurance Services Limited

Please read this PDF summarising the services we offer:

Information about AA Insurance Services Limited

Updated July 2021.



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Home insurance

0800 197 6169

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