Compare our home insurance cover levels
What's covered?
Compare cover levels
Home Insurance Plus
Home Insurance
Buildings insurance
Insured value of buildings
Unlimited
Up to £1.5m market value
Accidental damage
Included
Optional
Home emergencies – help from an approved tradesperson, with no call-out, labour or parts costs
Included
Alternative accommodation costs for you and your pets – if your property cannot be lived in following a covered event
£50,000
£45,000
Cover for matching sets – such as kitchen cabinets, bathroom suites and wooden flooring
Included
Cover to trace and access water and oil leaks, and repairing any damage caused during the process
£10,000
£5,000
Replacement locks and keys – if your keys are lost or stolen anywhere in the world
Unlimited
£1,000
Contents insurance
Insured value of contents
Unlimited
£40k to £100k
Accidental damage (contents)
Included
Optional
Home Legal Expenses cover – includes a range of free legal documents, and legal advice up to £100,000
Included
Optional
Cover for valuables and personal belongings against accidental loss or damage anywhere in the world
Up to £5,000
Optional
Single item limit of valuables and personal belongings (items worth more can be specified)
£5,000
£1,500
Student possessions – cover for the belongings of your family while they're at university or college
£3,000
Home office – your business equipment
£10,000
£5,000
New for old – we'll replace items with new ones where available, or give you the cash
Included
Included
Theft from garages and outbuildings
£7,500
£3,000
Replacement locks and keys – if your keys are lost or stolen anywhere in the world
Unlimited
£1,000
Fridge and freezer – for spoiled food
£1,000
£500
Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged
£1,000
£1,000
Policy booklets and insurance documents
The policy booklets contain the full terms and conditions, and tell you about the the main features and limits of the cover.
If you need the policy booklets in large print, audio or Braille, please call us on:
0800 262 050
You can also contact us using Relay UK (formerly Next Generation Text).
Silver, Gold or Platinum home insurance
Please read this PDF summarising your contract with AA Insurance Services and the services we offer:
Information about AA Insurance Services Limited
Updated June 2023.
Policies purchased or renewed from 16 March 2023:
Find out what's insured and what isn't covered in our home insurance:
Standard home insurance
Please read this PDF summarising your contract with AA Insurance Services and the services we offer:
Information about AA Insurance Services Limited
Updated June 2023.
AA Buildings Insurance
Policies purchased from 8 December 2021, or renewed from 8 January 2022 onwards:
Buildings Insurance Policy Booklet
Find out what's insured and what isn't covered in our buildings insurance:
AA Contents Insurance
Policies purchased from 8 December 2021, or renewed from 8 January 2022 onwards:
Contents Insurance Policy Booklet
Find out what's insured and what isn't covered in our contents insurance:
Home Insurance Plus
Policies purchased from 8 December 2021, or renewed from 8 January 2022 onwards:
Home Insurance Plus Policy Booklet
Find out what's insured and what isn't covered in Home Insurance Plus:
- Insurance Product Information Document – buildings insurance
- Insurance Product Information Document – contents insurance