Compare our home insurance cover levels

What's covered?

Compare cover levels

Home Insurance Plus
Home Insurance

Buildings insurance

Insured value of buildings

Unlimited

Up to £1m market value

Accidental damage 

Included

Optional

Home emergencies – help from an approved tradesperson, with no call-out, labour or parts costs

Included

Alternative accommodation costs for you and your pets – if your property cannot be lived in following a covered event

£50,000

£45,000

Cover for matching sets – such as kitchen cabinets, bathroom suites and wooden flooring

Included

Cover to trace and access water and oil leaks, and repairing any damage caused during the process

£10,000

£5,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Contents insurance

Insured value of contents

Unlimited

£40-£75k

Accidental damage (contents)

Included

Optional

Home Legal Expenses cover – includes a range of free legal documents, and legal advice up to £50,000

Included

Optional

Cover for valuables and personal belongings against accidental loss or damage anywhere in the world

Up to £5,000

Optional

Single item limit of valuables and personal belongings (items worth more can be specified)

£5,000

£1,500

Student possessions – cover for the belongings of your family while they're at university or college

£3,000

Home office – your business equipment

£10,000

£5,000

New for old – we'll replace items without applying a depreciation to their value

Included

Included

Theft from garages and outbuildings

£7,500

£3,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Fridge and freezer – for spoiled food

£1,000

£500

Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged

£1,000

£1,000

Policy documents

The policy booklets contain the full terms and conditions, and tell you about the the main features and limits of the cover.

AA Buildings Insurance

Policies purchased from 2 April 2020, or renewed from 2 May 2020 onwards:

Buildings Insurance Policy Booklet

AA Contents Insurance

Policies purchased from 2 April 2020, or renewed from 2 May 2020 onwards:

Contents Insurance Policy Booklet

You can find previous policy booklets here


Home Insurance Plus

Policies purchased from 2 April 2020, or renewed from 2 May 2020 onwards:

Home Insurance Plus Policy Booklet

You can find previous policy booklets here


The information in the policy booklets is also available in large print, audio and Braille on request. Please call for details.

You can also contact us using Relay UK (formerly Next Generation Text).


About AA Insurance Services Limited

Please read this PDF summarising the services we offer:

Information about AA Insurance Services Limited

Updated January 2020.


Already have an AA Home Insurance policy?

Sign in to view your home insurance policy

Home insurance

0800 197 6169

Lines are open Monday to Friday 9am to 6pm, Saturday 9am to 5pm.

Our lines are very busy, but we'll answer your call as soon as we can.

Call now