European Breakdown Cover

• Defaqto 5-star rated cover
• Unlimited overall claim limit (per trip with annual cover)
• Full roadside assistance
• Up to £1,500 for alternative travel and up to £500 for emergency hotel costs
• We’ll help you reach your destination or get you and your car back home
• Hire car before, during and after your trip to keep you on the move
• Option to add Parts and Labour to your policy – get help with garage and repair bills, up to £500 (you can claim up to 3 times in your policy year with annual cover)
• European Breakdown Cover is available for Annual, Single Trip and Single Trip Group policies.

Before you travel, make sure to call 0800 107 6220 and tell us the new number plate.

We believe that you shouldn’t have to pay for extensive cover across Europe if you’re only making a quick hop across the channel to France or the Low Countries, or nipping across the Irish sea.

But, if you’re planning a pan-European road trip, you’ll be reassured to know that we’ll be on hand to help you out in almost any country on the Continent.

That’s why we give you the option to choose from 3 European zones:

Zone 1: France, Ireland and the Low Countries (8 countries)
Andorra, Belgium, Channel Islands, France, Germany, Isle of Man, Luxembourg, Monaco, Netherlands, Republic of Ireland

Zone 2: Western Europe (17 countries)
Andorra, Austria, Belgium, Channel Islands, France, Germany, Gibraltar, Isle of Man, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Portugal, Republic of Ireland, San Marino, Spain (exc. Ceuto & Melilla), Switzerland, Vatican City.

Zone 3: The EU and beyond (37 countries)
Albania, Andorra, Austria, Belarus, Belgium, Bosnia-Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania,, Luxembourg, Macedonia, Malta, Mediterranean islands (European. exc. Canary Islands), Monaco, Montenegro, Netherlands, Norway, Poland, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Turkey in Europe (plus Uskudar), Ukraine.

All zones (44 countries)
If you purchase "All Zones" you'll be covered in all countries in Zone 1, 2, 3.

Our standard single-trip and annual cover can be bought online and are suitable for most trips to Europe. However, we also offer European breakdown cover for other situations.

• Any single-trip cover when towing: we charge a small supplement if you’re towing on a single-trip policy
• Single-trip group cover: cover for 1 trip, 1 vehicle, and 9-15 people
• One-way cover/group cover: outbound cover if you're flying back to the UK or returning with your vehicle after 31 days

These policies can’t be bought online – so, if you need cover for any of the following, give us a call to buy cover over the phone:

0800 072 3279

If you're broken down now but don't have cover with us, we may be able to help.

Call us on 0044 (0)121 336 6289 – we'll provide a quote for one-off breakdown assistance. It'll likely cost more than our regular cover.

Just so you know, this is for 1 single call-out only and you won't be covered afterwards.

If you're only planning on making a single trip to Europe, we offer the following options:

• Single Trip – cover for one trip (up to 8 people per vehicle); pay only for the days you need
• Single Trip Group – cover for one trip (9-15 people per vehicle)
• One-way* – outbound cover if you're flying back to the UK or returning with your vehicle after 31 days (up to 8 people per vehicle)
• One-way Group* – outbound cover if you're flying back to the UK or returning with your vehicle after 31 days (9-15 people per vehicle)

These policies allow you to make 1 claim per trip. All levels of cover are available, other than for Single Trip Group.

Please note: you can tow a trailer or a caravan with these policies, but an additional supplement will be charged.

Planning on making at least 2 trips to Europe within a 12-month period? If so, you'll probably be interested in our annual policy. This provides cover for unlimited trips abroad (up to 364 days in length) and up to 3 claims a year.

Need to make a claim after your trip?

If you already hold European Breakdown Cover with us and needed to pay and claim during your trip, we're here to help. Just download and fill out the form below.

This can be emailed to: [email protected] along with copies of the relevant receipts etc.

Or, you can post it to: Overseas Claims, Fanum House, Basingstoke, Hampshire, RG21 4EA

European Breakdown Cover claims form

Terms and conditions apply:

European Breakdown Cover terms and conditions