Uninsured Driver Promise

Keep your car insurance no claim discount

And you won't need to pay an excess

A road traffic accident involving an uninsured driver could result in a lengthy claim, which may leave you out of pocket, even if it's not your fault.

That's why our car insurance gives you the Uninsured Driver Promise – you won't have to pay an excess, and you won't lose your no claim discount if your car is hit by a driver who isn't insured.1

We just need to establish the accident wasn't your fault, and you'll need to tell us the make, model and registration number of the other vehicle.

How much does it cost to add the Uninsured Driver Promise to our car insurance?

Nothing at all. It's free to all comprehensive policyholders.

Good to know

1 This benefit will only apply if your insurer can establish that the accident is not your fault, and the driver of the other vehicle is identified and is not insured.

Defaqto 5 Star Rating. AA comprehensive car insurance has been given a 5 Star Rating from Defaqto. Defaqto is a leading financial information, ratings and fintech business, helping consumers, financial institutions and financial advisers make better informed decisions.

The underwriter of your car insurance policy will be provided from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

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