Renew your car insurance

Renewing your policy

We're ready to help with your renewal

  • Got a question?

    If you're not sure about something or have a question about your renewal, check the FAQs below.

  • You can chat now

    Our web-chat renewal team are happy to help when the call centre is open – look for their pop-up below.

    It will help us if you have your policy reference to hand.

  • Or you can call us

    To renew or discuss your car insurance, call us on 0330 053 0239.

    You can find our call centre times below.

My cover is ending soon

If your car insurance is due to renew we'd be happy to discuss your renewal. Here's how you can get in touch:

  • Call us on 0370 160 0138 – it will help us if you have your policy or quote reference to hand.
My renewal isn't due but I want to update my policy

To change your details or upgrade your policy call us on 0330 053 0239.

Remember to have your policy reference ready when you call. You can find it on your car insurance documents.


My renewal

When will I receive my renewal quote?

Your renewal invitation quote is generated around 28 days before the renewal date.

If you previously chose to receive your documents by email, they should arrive on the same day.

Whereas documents sent by post may take up to 7 working days to reach you.

Once you've received your renewal pack, check all the details are correct. If there are any changes you'd like to make, or if you'd like to discuss your renewal, call us on 0330 053 0239. We'll be happy to help.

Where can I find my renewal policy documents online?

If you previously chose to receive your documents by email, they should arrive around 28 days before the renewal date. Remember to check your junk folder.

You can find and print them via your online account. Log in with the email address and password you used to create the account.

Or if you haven't done so already, it's easy to register for an account.

I haven't received my renewal invite yet. Should I call you to renew?

If you're worried about your renewal, call us on 0330 053 0239 to make sure it's on its way. We usually send your renewal invite around 28 days before the renewal date.

Where can I find proof of my no claim discount?

Your no claim discount is shown on page 3 of your renewal invitation, or it's on your cancellation letter if you cancelled your policy before the renewal date.

Allow up to 7 working days for your cancellation letter to arrive after you cancelled your policy. We can't issue an official letter as proof of your no claim discount until after your policy has ended.

Can I renew my policy online?

Our online renewal payment service is available for some of our eligible customers who pay annually by card. Your renewal letter or email will confirm if you can renew online.

I've just received my insurance renewal in the post or by email, and it says I can renew online. How do I do this?

To renew and pay online just log in here and have your policy documents to hand. Before you log in, check that the cover still meets your needs and the details are correct.

When can I renew my policy online?

You can renew online from the day you receive your renewal invite until your cover lapses.

My renewal letter or email says I can renew online, but I need to make a change first. Can I do this online as well?

No, you can only renew online if there are no changes to your policy. If you do have changes or the policy cover no longer meets your needs, call us on 0330 053 0239 to update your renewal.

If I call you and make a change to my policy, can I then renew online?

Yes. If you're not ready to renew on the call you can renew online later, but only for the revised premium confirmed on the phone.

To see the new quote in your account, you'll need to refresh the page or log in again.

I've tried to renew online but can't log in to my account.

We're sorry there's a problem trying to renew online. You can call us on 0330 053 0239 to renew, and we can also help to resolve your log-in issue.

I've renewed my policy online but haven't received an email confirmation. Am I covered to drive?

If you opted to receive your policy documents online, the email confirmation will be with you within 24 hours. Or if you chose to have your documents by post, they should arrive within 7 working days.

If you still haven't received an email or the documents in the post, call us on 0330 053 0239.

Why can't I renew online?

We're rolling out the renewal payment service to our customers in stages, and we'll contact you to confirm when you can use this service.

I pay by monthly instalments. What happens if I cancel my policy?

The final instalment is normally due the day before your policy expires, as payments are made in arrears.

If you cancelled your Direct Debit before the last payment has been collected, contact our instalments team directly on 0344 871 0096.

Does cancelling my car insurance or the renewal also cancel my breakdown cover?

If you bought your car insurance before 30 December 2021, then your breakdown cover is a separate policy with AA Breakdown Membership. Cancelling your insurance won't also cancel your Membership.

If you want to discuss your AA Breakdown Membership renewal, call the Membership team on 0343 316 4444.

If you buy car insurance from 30 December 2021, Breakdown Cover is an optional addition to your car insurance policy. So if you cancel your insurance, this will also end the Breakdown Cover.

My policy isn't due for renewal but the vehicle or my details have changed.

If you'd like to make a change to your policy, contact our service team on 0370 533 2211. Or you can email the team.

Can I stop my insurance renewing automatically?

Yes, you can opt out of the automatic renewal of your policy at any time after the purchase.  

To opt out you can either complete this form or call us on 0330 053 0239.

We'll still send you a renewal invitation, but you'll need to contact us to renew your policy before it expires.

It's a legal requirement to have motor insurance unless your car has been registered as off the road.

Can I opt into automatic renewal after I've bought my insurance?

Yes, you can opt in at any time after the purchase. The automatic renewal of your policy gives you the reassurance of continuous cover.

We'll send details of your renewal before the insurance expiry date, and you'll have plenty of time to contact us if you want to make a change.

To select automatic renewal, call us on 0330 053 0239.

Can you also deal with my AA Home Insurance?

No, your AA Home Insurance renewal is handled by a different team. You can contact them on 0370 606 1617.

Can't find the answer in the FAQs?

If you can't find the answer to your renewal question, use our renewal form for help and we'll get back to you within 5 working days.
Don't use the form if your insurance cover expires in the next 10 days or your query is urgent.
Good to know

The underwriter of your car insurance policy will be provided from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Call us to renew or discuss your car insurance

0330 053 0239

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

Call now