Car insurance for Members

Avoid being left out-of-pocket following a claim where the other party is clearly to blame. Get legal assistance to seek the recovery of uninsured losses from the party at fault, such as:

• Car insurance policy excess
• Alternative transport costs
• Loss of earnings
• Compensation for a personal injury

We'll provide cover where it is more likely than not your claim will be successful.

You also get:

• 24/7 legal helpline for advice on legal matters
• Following a car accident, 2 hours tuition with an AA driving instructor to help regain your confidence
• A range of motoring related online legal documents, like making a formal complaint to a garage about poor quality workmanship

Find out what's insured and what isn't covered:

• Motor Legal Assistance
  Insurance Product Information Document

Motor Legal Assistance is included as standard with AA Gold and AA Platinum car insurance.

Need to stay mobile if your car's written off, or stolen and not recovered? Car Hire provides a replacement vehicle for up to 21 days. Here's what you get:

• Hire vehicle provided by a national car hire network.
• The vehicle will be similar in size to your own car, up to a 2.0 litre engine.
• No limit on claims.

Named drivers on your policy with a full UK driving licence can also use the vehicle.

Find out what's insured and what isn't covered:

• Car Hire
  Insurance Product Information Document

Car Hire is included as standard with AA Platinum Car Insurance.

Motor Accident Plan significantly improves on the personal injury cover included in our comprehensive policy.

By adding Motor Accident Plan you and insured persons can get the following extra benefits following a car accident:

• Up to an additional £100,000 on top of any payment provided by your AA Car Insurance policy, or any other personal accident and life insurance cover.
• Cover for a wider range of injuries including fractures, burns and facial scarring.
• Up to £750 cover for physiotherapy sessions for injuries, including whiplash.
• Up to £250 cover for stress or trauma counselling.
• £60 payment for spending between 6 and 24 hours in hospital, then for every day thereafter. The same daily payment applies if an injury prevents you from working or carrying out usual activities, for up to 180 days.

Find out what's insured and what isn't covered:

• Motor Accident Plan
  Insurance Product Information Document

Car Hire is included as standard with AA Platinum Car Insurance.

Claim back your policy excess on a claim where you're at fault, or the other party involved can't be identified. You can get your excess back on a claim for:

• Accidental damage
• Malicious damage
• Theft or attempted theft
• Fire

Find out what's insured and what isn't covered:

• Excess Protection
  Insurance Product Information Document