

Members get our lowest rate loans

Members get our lowest rate loans
Turn your plans into reality
We don't just keep cars on the road. We can help keep your finances running smoothly too.
If you're looking to upgrade your car or improve your home, The AA is here to help with a personal loan. And if you're an AA member or insurance customer, we've reserved our lowest rates for you.
There are no arrangement or set up fees, and the online application is quick and easy. You can check your eligibility without affecting your credit score. You just need to be 18 or over and a UK resident with a UK address.
Representative 6.6% APR for loans of £7,500 to £19,999. Other loan amounts are available at alternative rates. The rate we offer you will depend on the loan amount, as well as your individual circumstances, and may differ from this Representative APR.
To get this special rate you must have taken out AA breakdown cover or an AA insurance policy directly with the AA, but not as part of a bank account benefit, third-party insurance contract, or through your vehicle's manufacturer.
AA loans are provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker, not a lender.
Apply for an account
Just select 'Log in to apply' and follow the instructions.