We don't just keep cars on the road. We can help keep your finances running smoothly too.
If you're looking to upgrade your car or improve your home, The AA is here to help with a personal loan. And if you're an AA member or insurance customer, we've reserved our lowest rates for you.
There are no arrangement or set up fees, and the online application is quick and easy. You can check your eligibility without affecting your credit score. You just need to be 18 or over and a UK resident with a UK address.
Representative 6.4% APR for loans of £7,500 to £19,999. Other loan amounts are available at alternative rates. The rate we offer you will depend on the loan amount, as well as your individual circumstances, and may differ from this Representative APR.
To get this special rate you must have taken out AA breakdown cover or an AA insurance policy directly with the AA, but not as part of a bank account benefit, third-party insurance contract, or through your vehicle's manufacturer.
AA loans are provided by National Westminster Bank plc trading as NatWest Boxed. AA Financial Services is a credit broker, not a lender.
Apply for an account
Just select 'Log in to apply' and follow the instructions.
Annual Percentage Rate (APR)
This is used to show what the overall cost of the money borrowed is for a year. It takes into account the annual interest rate and how frequently this is charged (daily, weekly, monthly or annually); any fees when setting up a loan; and any other relevant costs. The APR makes it easy to compare different loan products across the market.
Representative APR
The rate we expect at least 51% of successful applicants to get.
AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority (Ref no. 727859). Registered Office: Level 3, Plant, Basing View, Basingstoke, Hampshire, England, RG21 4HG. Registered in England and Wales number 912211.
National Westminster Bank plc is registered in England and Wales number 929027. Registered Office 250 Bishopsgate, London, England, EC2M 4AA Financial Services Firm Reference Number 121878. National Westminster Bank plc is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.
The AA is a trademark of the AA Group and AA branded companies, and is used with permission under brand licence to National Westminster Bank plc.
Finance subject to status. Terms and Conditions apply. Over 18s only. Please ensure you can afford the repayments for the duration of a loan before entering into a credit agreement.
