Skip to main content [Accesskey 'S']Go to home page [Accesskey '1']
Are you a business customer?
  • Broken down?|
  • Had an accident?|
  • Help and support
  • Breakdown cover
  • Report a breakdown
  • Personal breakdown cover
  • Multicar breakdown cover
  • Family breakdown cover
  • European breakdown cover
  • Motorbike breakdown cover
  • Electric car breakdown cover
  • Business breakdown cover
  • Caravan and motorhome breakdown cover
  • Instant breakdown cover
  • Report an accident
  • Wrong fuel assistance
  • Manage your cover
  • Breakdown guides
  • Car insurance
  • Multi-Car Discount
  • Van insurance
  • Electric car insurance
  • Short term car insurance
  • Motorbike insurance
  • Car insurance guides
  • Home insurance
  • Buildings insurance
  • Contents insurance
  • Home insurance guides
  • Travel insurance
  • Backpacker travel insurance
  • All insurance products
  • Car insurance claim
  • Home insurance claim
  • Manage your policy
  • MOTs
  • Car servicing
  • Mobile mechanics
  • Diagnostics
  • Brake pads and discs
  • Car battery replacement
  • Car key replacement
  • Oil and filter change
  • Vixa proactive car care
  • Wrong fuel assistance
  • Car warranty
  • Car servicing guides
  • MOT guides
  • Used cars for sale
  • New cars to lease
  • AA cars and vans
  • Car history check
  • Car warranty
  • Car finance
  • Sell your car
  • Vehicle inspection
  • Vehicle delivery
  • Car reviews
  • Car buying guides
  • Driving School
  • Driving instructor training
  • Driving School franchise
  • EV Driving School franchise
  • Driving instructor guides
  • Driving lessons
  • Refresher driving lessons
  • AA Driving Theory app
  • Manage your lessons
  • Learner driver insurance
  • Learner driving advice
  • Personal loans
  • Car loans
  • Debt consolidation loans
  • Home improvement loans
  • Manage your loan
  • Savings accounts
  • Easy Access Savings
  • AA Member Saver
  • Manage your savings
  • All finance products
  • Finance guides
  • Route planner
  • Traffic news
  • Mileage calculator
  • Fuel price report
  • Travel insurance
  • Backpacker travel insurance
  • Atlases travel guides and driving kits
  • Travel ideas and places to stay
  • Driving advice

Short-term car insurance

Instant cover from 1 to 28 days

For when you're lending, borrowing or buying a car

Get a quote

How does short-term car insurance work?

Short-term car insurance is ideal for:
  • Instant cover from 1 to 28 days without putting the no-claims bonus at risk.
  • Lending a car to a friend, colleague or relative.
  • Borrowing a car from a friend, colleague or relative.
  • Immediate drive-away insurance if you've just bought a car.
  • Unaccompanied vehicle demonstrations or use of courtesy cars.

 

Who's eligible for short-term car insurance?
  • Drivers aged between 18 and 75.
  • Any person with a current full UK driving licence held for a minimum of 6 months, European Union licence for a minimum of 12 months or a provisional driving licence.
  • Any person who has been resident in the UK for 12 months or more.

You can get a quote for short-term car insurance in minutes. But please note, there is no discount available for buying short-term car insurance online. Terms and conditions for your short-term car insurance will be available when you get a quote.

Automobile Association Insurance Services Limited will introduce you to Tempcover Ltd, who arrange short-term car insurance. When you click 'Get a quote' you will enter the Tempcover Ltd website, where you can get a quote or buy temporary car insurance. Tempcover Ltd will send you complete documentation by email after you have purchased your policy.

Good to know
Toggle arrow

Automobile Association Insurance Services Limited. Registered office: Level 3, Plant, Basing View, Basingstoke, Hampshire RG21 4HG. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Car insurance

Defaqto Star rated insurance – you're in safe hands
Find out more

Connect with us

x logofacebook iconInsta new
  1. Homearrow-right
  2. Car insurancearrow-right
  3. Short-term car insurance
  • About us
  • Gender pay gap
  • Help and support
  • Apps
  • Careers
  • Modern slavery
  • Terms of use
  • Privacy notice
  • Privacy hub
  • Cookies

© Automobile Association Developments Ltd. 2026