Motor Accident Plan and personal injury cover

Enhance your car insurance

Our Silver, Gold and Platinum levels of comprehensive car insurance provide a £5,000 payment (£7,500 for AA Members) for death or injury to you or your partner involving the insured car, or while travelling in or getting out of any other private car.

Motor Accident Plan provides a £100,000 payment for loss of limbs, eyesight, hearing, speech, accidental death or any permanent disability which stops you from doing paid work again. You'll be covered while travelling in your car or any other insured car in the UK.

The table below shows how Motor Accident Plan significantly enhances the personal injury cover that is included with our comprehensive car insurance.

Motor Accident Plan comes as standard with AA Platinum Car Insurance, or you can add it to the the Silver and Gold levels of cover when you get a quote.

Compare cover	Motor Accident Plan	Personal injury cover (Silver, Gold or Platinum level)
What's covered?	Death, loss of limbs, loss of sight, loss of speech, loss of hearing, permanent total disablement. Range of other injuries including fractures, burns and facial scarring	Death, loss of limbs, loss of sight
Who's covered?	Policyholder, named drivers and passengers	Policyholder and spouse or partner
Level of cover	Up to £100,000 per person	£5,000 per person (£7,500 for AA members)
When are you covered?	An accidental injury or an assault involving the insured car or while travelling in another insured private car	An accidental injury involving the insured car or while travelling in another insured private car
What if death or disablement happen following the accident?	You're covered if death or disablement occurs within 1 year of the accident	You're covered if death or disablement occurs within 3 months of the accident
Age limit for policyholders and named drivers	17 to 80*	17+