We cover 44 European countries and give you the option to choose from three geographical zones. You only pay for the cover you need – whether you’re making a quick hop across the Channel or planning a pan-European adventure.
Zone 1: Includes France and Germany
Andorra, Belgium, France, Germany, Luxembourg, Monaco, Netherlands, Republic of Ireland.
Zone 2: Includes Spain and Italy
Andorra, Austria, Belgium, France, Germany, Gibraltar, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Portugal, Republic of Ireland, San Marino, Spain (excluding Ceuta & Melilla), Switzerland, Vatican City.
Zone 3: Includes Switzerland and Romania
Albania, Andorra, Austria, Belarus
†, Belgium, Bosnia-Herzegovina
†, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Mediterranean islands (European. exc. Canary Islands), Monaco, Montenegro, Netherlands, Norway, Poland, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Turkey in Europe (plus Üsküdar), Ukraine
†, Vatican City.
All Zones
If you purchase "All Zones" you'll be covered in all countries in Zones 1, 2 and 3.
†If you break down in Belarus, Ukraine or Bosnia-Herzegovina we won’t be able to help in the usual way.
Please note that we reserve the right to amend the Geographical Limits of cover if areas become affected by war, civil disturbance, riot or radioactive contamination.
