We cover 40 European countries and give you the option to choose from 3 geographical zones. You only pay for the cover you need – whether you’re making a quick hop across the Channel or planning a pan-European adventure.
Zone 1: Includes France and Germany
Andorra, Belgium, France, Germany, Luxembourg, Monaco, Netherlands, Republic of Ireland.
Zone 2: Includes Spain and Italy
Andorra, Austria, Belgium, France, Germany, Gibraltar, Italy, Liechtenstein, Luxembourg, Monaco, Netherlands, Portugal, Republic of Ireland, San Marino, Spain (excluding Ceuta & Melilla), Switzerland, Vatican City.
Zone 3: Includes Switzerland and Romania
Albania, Andorra, Austria, Belarus†, Belgium, Bosnia-Herzegovina†, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, Macedonia, Malta, Mediterranean islands (European. exc. Canary Islands), Monaco, Montenegro, Netherlands, Norway, Poland, Republic of Ireland, Romania, San Marino, Serbia, Slovakia, Slovenia, Sweden, Switzerland, Turkey in Europe (plus Üsküdar), Ukraine†, Vatican City.
All Zones
If you purchase "All Zones" you'll be covered in all countries in Zones 1, 2 and 3.
Motorways in France and Belgium are privately managed, so you’ll need to call authorities who will need to move you to an agreed location before we can attend. Once you’ve been towed to a place of safety, a third-party repairer will provide the best service for your needs.
†If you break down in Belarus, Ukraine or Bosnia-Herzegovina we won’t be able to help in the usual way.
You’d still need to contact us to register your claim, but you’ll need to arrange for your vehicle to be repaired at your own cost. This includes having your vehicle transported back to the UK if it can’t be fixed. Keep a copy of your receipts and provide them to us when you return to the UK. We’ll then assess your claim and provide a refund where applicable.
Please note that we reserve the right to amend the Geographical Limits of cover if areas become affected by war, civil disturbance, riot or radioactive contamination.
