Log in or register
close
My AA Account

Sign in to see your cover and request assistance online

Log in

Don’t have a My AA account?

You’ll need your policy or membership number

Create an account

Your Finances

Loans | Savings | Credit Cards

Your Driving Lessons

Book a lesson

LIFE INSURANCE

Cost of delay

Buying life insurance as early as possible could save you money

Why do you need life insurance?

Forward planning – especially if we have to think about what might happen if you fall ill or when we die – is something many of us put off.

Life events like buying a mortgage or starting a family tend to make us think more about it, but the earlier you start, the lower your premiums will be.

How much does life insurance cost?

The cost of life insurance is based on your individual circumstances, and on certain risk factors. When giving you a price, companies look at factors such as age, health and lifestyle – such as your medical history whether or not you smoke. A younger, healthier person will be offered a lower premium than an older person who has a more complicated medical history.


Here's an example of how premiums can change as you get older:

Member taking level term life insurance for £100,000 over 25 years Premium (taken on
29 April 2014)
Born 08/05/1982, non-smoker £7.13
Born 08/05/1972, non-smoker £13.10

As you get older your life insurance needs change too. Life Insurance from the AA allows you to increase or change your cover as your lifestyle changes.

Learn more about making changes to your policy

Buy life insurance from the AA

Financial protection for your family, provided by Legal & General