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Named driver no claims discount

Are you named on an AA policy?

Call 0800 316 2456 for your own car insurance quote

Yes, I'm a named driver on an existing AA car insurance policy

That's great, because if you buy your own AA car insurance then you could receive a no claims discount. To qualify you must be:

  • Aged 25 or older.
  • A named driver on an AA car insurance policy (the policy must have 2 or more years claim-free driving, with no fault claims).
  • Free of convictions in the last 5 years.
  • Without a current AA car insurance policy.

If you qualify, call our UK call centre on 0800 316 2456 and ask for a quote. And don't forget to say you're a named driver on an existing AA car insurance policy.

Your no claims discount will be based on how long you've been a named driver, and how long you've held a full UK licence.

And once you've held your own AA policy for a year, you can then protect your no claims discount.

Named drivers are good news for policyholders

Remember, when you take out AA car insurance, your named drivers could earn their own no claims discount if they take out an AA policy in the future.

Good to know

Defaqto 5 Star Rating. For the 11th year running, AA comprehensive car insurance has been given a 5 Star Rating from Defaqto. Defaqto is an independent financial information business, helping financial institutions, financial advisers and consumers make better informed decisions.


The underwriter of your car insurance policy will be chosen from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Car insurance

0800 316 2456

Lines are open Monday to Friday 9am to 6pm.

Good Friday, Easter Saturday and Easter Monday 10am to 2pm.

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Policy queries

0370 533 2211

Lines are open Monday to Friday 9am to 6pm.

Good Friday, Easter Saturday and Easter Monday 10am to 2pm.

Our lines are currently very busy, but we'll answer your call as soon as we can.

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