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Office insurance

Cover for your business property

Call 0800 294 0905 for a quote

Why do I need office and surgery insurance?

Office and surgery insurance allows you to cover liabilities and risks faced by many businesses:

  • Public liability insurance covers your legal liability to pay damages awarded to members of the public for injury, illness, disease, or damage to their property, sustained as a result your negligence.
  • Employers' liability insurance covers your legal liability to pay damages awarded to an employee for an injury, illness or disease which has resulted from working for you.

Here are the key benefits:

  • Public liability insurance – up to £5 million cover
  • Employers' liability insurance – up to £10 million cover
  • Glass cover as standard
  • Business interruption insurance cover included as standard
  • Money cover included as standard
  • Personal accident cover available for all employees
  • Office buildings insurance optional cover available

Office and surgery insurance can also provide financial cover for risks to your business like computer breakdowns and employee dishonesty, and can include buildings cover if you own your premises.

What is business interruption?

Business interruption insurance covers your retail business against losses incurred following a loss which is covered by your office insurance.

For example, if you were unable to trade because of a major fire at your premises, business interruption insurance could pay for your lost earnings and costs during the period of interruption.

Good to know

AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Call now for a quote

0800 294 0905

Lines are open Monday to Friday 8:30am to 5:30pm.

0800 294 0905