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Wouldn’t you like to own a holiday home in a beautiful spot, where you could escape for a really relaxing break as often as you choose? The Holiday Property Bond gives you something even better – the opportunity to take a financial interest in over 1,300 superb holiday homes throughout the UK and Europe and use all of them for your own holidays, rent-free.
Founded in 1983, the Holiday Property Bond is a unique alternative to villa ownership, timeshare or rental. For an initial investment of just a few thousand pounds – far less than you would expect to pay for one good quality holiday home in the sun – you can enjoy rent-free use of HPB’s entire portfolio of exclusive villas, cottages and apartments for life. Not only that, but in due course you can pass on your HPB investment and its holiday benefits to your children like a family heirloom, for them to enjoy for the whole of their lives.
To find out more, including details of our unique ‘Money Back Promise’, visit www.youraabond.co.uk
Please see the ‘How HPB works’ below for a summary of how HPB delivers its holiday benefits and the principal risks and benefits an investment.
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How HPB works:
The Bond is a life assurance bond investing, after initial charges, in properties and securities. Properties are booked for a no profit 'user charge' and Points issued with the Bond. There is a quarterly fee of under thirty pounds including VAT linked to RPI, with all other management fees paid from securities. Investment is from £5,000. Encashment may be made under the terms of the "Holiday Satisfaction Guaranteed - Money Back promise" referred to above. Otherwise you may encash after two years at a value linked to that of the properties and securities but you may not see a profit and may incur a loss because of initial charges and fluctuations in asset values. In exceptional circumstances encashment may be deferred for up to twelve months. No medical examination required.
This advertisement is issued by HPB Management Limited ('HPBM') of HPB House, Newmarket, Suffolk CB8 8EH. HPBM are authorised and regulated by the Financial Services Authority and are the main UK agent for Holiday Property Bond ('HPB'), issued by HPB Assurance Limited ('HPBA') registered in the Isle of Man and authorised by the Insurance and Pensions Authority there. Holders of policies issued by the company will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.
The Trustee of HPB is HSBC Trustee (Guernsey) Limited registered at Park Place, Park Street, St Peter Port, Guernsey, Channel Islands, GY1 1EE. The Securities Manager is Baillie Gifford & Co registered at Calton Square, 1 Greenside Row, Edingburgh, EH1 3AN. The Property Manager is HPB Management (International) Limited ('HPBMI') registered at Ground Floor, Neptune House, Marina Bay, PO Box 67, Gibraltar.
HPBM, HPBA and HPBMI are part of the HPB Marketing Group and are not independent of each other. HPBM is able to advise only on HPBA's products.
The cash bonus applies to new bonds only, and cannot be used in conjunction with any other promotional offer or discount. Full terms and conditions on request from HPB. The AA and HPB reserve the right to amend the offer and/or terms and conditions without prior notice or warning should they so decide.
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