Fit smoke alarms
You are more than twice as likely to die in a fire if your home doesn’t have any working smoke alarms. Protect your home and its occupants with smoke alarms that comply with the British Standard (BS EN 14604:2005) and carry the British Standard Institution (BSI) Kitemark or Loss Prevention Certification Board (LPCB) ’horseshoe’ mark.
- Fit smoke alarms on every floor of your home
- Test your smoke alarms every week to make sure they are working
- Change the battery every year (unless it’s a mains-powered or ten-year smoke alarm)
Make an escape plan
A smoke alarm can give you a vital early warning of a fire, but would you know what to do if you were woken by one in the middle of the night?
- Plan an escape route and make sure everyone knows what to do in the event of a fire
- Make sure you keep exits unblocked at all times
- Leave your window and door keys where they can easily be found (but keep them out of sight of potential burglars)
Take care in the kitchen
Over 50% of fires in the home are caused by cooking accidents. Stay safe in the kitchen with some simple safety measures:
- Check that your cooker is switched off after you’ve finished using it
- Don’t leave children alone in the kitchen when the hob or cooker is being used
- Don’t put metal items in a microwave
- Keep cloths, tea towels and loose clothing away from the hob and cooker
- Be careful when cooking with hot oil as it can easily catch fire. Don’t leave it unattended and make sure you turn off the heat if the oil starts to smoke
Check your electrics
Fires can be caused by faulty electrics or electrical equipment not being used safely.
- Remember to unplug your appliances when you’re not using them
- Check your cabling for faults and replace any damaged cables
- Don’t overload your sockets as they could overheat
- Make sure your plugs have the right fuse for the appliance being used. If in doubt, check the manufacturer’s instructions
- Keep tumble dryers clear of fluff and don’t leave them running overnight or when you’re out
Candles and cigarettes
Candles and cigarettes bring fire into the home and must be treated with care. Someone dies every three days from a fire caused by a cigarette, while candles start three fires every day.

- Use secure holders for candles and keep them away from anything that might catch fire
- Make sure you put candles out before you leave the room
- Stub cigarettes out properly and don’t leave them unattended when lit
- Don’t smoke in bed or when you’re likely to fall asleep
AA Buildings Insurance covers your home against damage caused by fire.
The underwriter of your home insurance policy will be chosen from our panel of insurers.
AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.