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0800 316 2456

For existing policies or claims call us on:

0800 316 1193

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Sun 9am–7pm

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Car Insurance Cover Summary

Policy features and benefits for each level of car insurance cover
Summary of cover Comprehensive cover Third Party, Fire and Theft Third Party Only
24-hour dedicated claimline, available 365 days a year Included Included Included
Liability to others for injury or damage to property Included Included Included
Emergency treatment costs Included Included Included
The insured car is covered when used in a car sharing scheme Included Included Included
No-claims discount Included Included Included
Travelling abroad Up to 90 days' car insurance cover across EU countries Up to 90 days' car insurance cover across EU countries Up to 90 days' car insurance cover across EU countries
Claims assistance service Help to recover certain uninsured losses up to £50,000 Help to recover certain uninsured losses up to £50,000 Help to recover certain uninsured losses up to £50,000
Damage caused by fire or theft Included Included Not included
Accidental damage Included Not included Not included
Replacement locks and keys Up to £500 Up to £500 if caused by fire or theft Not included
Replacement child car seats Included If damage caused by fire or theft Not included
Windscreen / window repairs without loss of no-claims discount Included Not included Not included
Personal belongings in the insured car Up to £250 (£500 for AA members, except for portable satellite equipment where limit remains £250) Not included Not included
Damage to trailers Up to £500 on single axle trailers Not included Not included
Injury to you and / or your partner Up to £5,000 for injury or death (£7,000 for AA members) Not included Not included
Medical expenses Up to £300 per person (£400 for AA members) Not included Not included

Please refer to the Car Insurance Policy Booklet for full details of each level of cover.

We also offer 35% off AA Breakdown Cover when you add it to your car insurance online.

Get a car insurance quote

AA Deal Checker

Get a great deal every year with AA Deal Checker. With Deal Checker, we search over 20 leading insurers automatically every year to find you a great deal when you renew your policy.

Second car discount

More than one car in your household? If you're an AA Car Insurance customer the AA Team can save you 10% when you insure any other cars in your household.* Call 0800 294 4862 (this discount is only available over the phone).

Car hire

Most car insurance policies offer a standard courtesy car when your car is being repaired by an approved repairer after an accident. Our car hire policy provides you with a replacement car should your own be stolen or completely written off as a result of an accident.

For as little as £26 a year, we'll make sure you get a replacement car for up to 21 days. You don't have to wait until your AA Car Insurance policy is due for renewal, add it to your policy today.** Call 0800 294 4863 (car hire is only available over the phone).

Named driver NCD (for drivers over 25)

If you're a named driver on an existing AA car insurance policy, when you get a quote for a new AA Car Insurance policy in your own name, you may be able to benefit from a no-claims discount based on the number of years you've been a named driver.† Call 0800 316 8764 (named driver no-claims discount is only availably over the phone).

 

* Multiple car discount only available where the policyholder of the second or any additional cars reside at the same postal address as an existing AA Car Insurance policyholder. Discount only applicable on the second or any additional car policy and is only applicable for the first year of the policy. Maximum discount of £250 per policy. Discount not available retrospectively or for specialist schemes such as AA Classic Car insurance. Discount is not available online or in conjunction with any other discount, promotion or offer. This offer can be withdrawn or varied at any time.

** If your car is stolen or written off we'll cover the cost of a replacement Group A car: Comprehensive policy holders for up to 21 days per claim, TPF&T policy holders for up to 14 days per claim. The policy will cost £26 per annum. Price correct at October 2007. Cover is subject to acceptance. Terms and conditions apply. Only available as an add-on to an existing AA Car Insurance Policy.

† Any NCD given will be based on the number of years the Named Driver has held a full UK licence, claims free under the existing AA Car Insurance policy. Must be a named driver, aged 25 or over, on existing AA Car Insurance policy at time of taking out a policy in their own name. Existing AA policy must currently have two or more years no claims and no fault claims whatsoever. The Named Driver must have had no convictions in the last five years. Protected NCD on new policy not available in first year. Named driver must not already hold an AA Car Insurance policy in their own name at time of taking out a policy under this offer. Offer not available online or on renewal and may be withdrawn or varied at any time. Subject to acceptance by policy underwriters. Not available on specialist schemes such as AA Classic Car. First year introductory prices apply for all new customers.