Uninsured Driver Promise

Why pay for an uninsured driver?

Keep your car insurance no-claims discount

You won't need to pay an excess

A road traffic accident involving an uninsured driver could result in a lengthy claim – which may leave you out of pocket, even if it's not your fault. That's why our car insurance gives you the Uninsured Driver Promise – you won't have to pay an excess, and you won't lose your no-claims discount if your car is hit by a driver who isn't insured.1

We just need to establish the accident wasn't your fault, and you'll need to tell us the make, model and registration number of the other vehicle.

How much does it cost to add the Uninsured Driver Promise to our car insurance?

Nothing at all. It's free to all comprehensive policyholders.

Good to know

1 This benefit will only apply if your insurer can establish that the accident is not your fault, and the driver of the other vehicle is identified and is not insured.

5 Star Rating. For the sixth year running, AA comprehensive Car Insurance has been awarded a 5 Star Rating from Defaqto. Defaqto is an independent, financial research company that specialises in rating, comparing and analysing financial products.

The underwriter of your car insurance policy will be chosen from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562. You can check their register or call the FCA on 0800 111 6768.

Call for a quote

0800 316 2456

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

Or we can call you back.

Call now

Car insurance claims 24 hrs

0800 269 622

Call now

Policy queries

0370 533 2211

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

Call now