Motor Accident Plan

Enhance your car insurance

Increase your level of personal injury cover

Add extra cover with Motor Accident Plan

Our comprehensive car insurance gives us a level of personal injury cover limited to death or permanent total disablement.

By including Motor Accident Plan on your policy you can get the following extra benefits:

  • Up to an additional £60,000 on top of any payment provided by your AA car insurance policy, or any other personal accident and life insurance cover (up to £40,000 for named drivers)
  • Cover up to £7,500 for burns (£5,000 for named drivers)
  • Cover up to £1,500 for a wider range of injuries including fractures and facial scarring (£1,000 for named drivers)
  • £60 cash payment for every 24 hours spent in hospital following a car accident (£40 for named drivers)

The policyholder only is also covered while travelling in, getting into, or getting out of any other insured private car within the UK.

Your benefits with Motor Accident Plan

Extra cover of £60,000 (£40,000 for named drivers)
  • accidental death
  • loss of a limb or limbs
  • loss of an eye or eyes
  • loss of hearing
  • loss of speech
  • permanent total disablement (which prevents the covered person from doing paid work again)
  • total organic paralysis
  • total loss of intellectual capacity
Cover for loss of – or loss of use
  • spinal column £30,000 (named drivers £20,000)
  • one hand or one foot £30,000 (named drivers £20,000)
  • thumb £15,000 (named drivers £10,000)
  • finger £6,000 (named drivers £4,000)
  • big toe £15,000 (named drivers £10,000)
  • any other toe £1,500 (named drivers £1,000)
  • internal organs up to £15,000 (named drivers £10,000)
More cover
  • fractured bones up to £1,500 (named drivers £1,000)
  • facial scarring £1,500 (named drivers £1,000)
  • third degree burns £7,500 (named drivers £5,000)
Policy documents

Motor Accident Plan policy documents

Please read all of the information relating to your policy before you buy Motor Accident Plan cover.

Policies starting from 25 November 2015 or renewed from 23 December 2015 onwards

Motor Accident Plan Policy Summary (November 2015)

Motor Accident Plan Policy Wording (November 2015)

Previous policy documents

Please refer to following policy booklets for policies starting or renewed between the dates shown.

1 April 2014 to 24 November 2015 (renewal date 1 April 2014 to 22 December 2015)

Motor Accident Plan Policy Summary (April 2014)

Motor Accident Plan Policy Wording (April 2014)

Good to know

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Call for a quote

0800 316 2456

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm

Or we can call you back

Call now

Car insurance claims 24 hrs

0800 269 622

Call now

Policy queries

0370 533 2211

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm

Call now