Car and home insurance news – 2018 quarter 1
- Car insurance – latest premium drop anticipates Civil Liability Bill
- Home insurance – premiums stall after sustained increases
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Latest car and home insurance prices
What does the British Insurance Premium Index do?
The Index has been tracking the quarterly movement of car and home insurance prices since 1994.
It measures the five cheapest quotes for each 'customer' to provide an average or Shoparound premium.
Car insurance
The Index records premium movements for 2,800 car insurance 'customers' throughout the UK, from around 80 providers. The Shoparound premium is an average of the cheapest five premiums returned for each 'customer' in each basket of risks, and is thus close to what customers pay for their cover.Home insurance
For home insurance, average premium movements are calculated from 750 customers in each basket of risks separately for buildings, contents and combined covers and from about 70 insurers, brokers and schemes.Aggregators
The Index started separately tracking for comparison sites (aggregators) from the fourth quarter 2009. The same baskets of risks for both home and car insurance are used to obtain prices from selected comparison sites, and works in the same way as the main Index.British Insurance Premium Index archive
2017 quarter 4
Car insurance – second quarter fall in succession
Home insurance – two-year upward trend continues
2017 quarter 3
Car insurance – biggest quarterly drop since 2014
Home insurance – modest rise for buildings insurance, contents cover cost falls
2017 quarter 2
Car insurance – premiums at highest level for 23 years
Home insurance – upward premiums attributable to Insurance Premium Tax
2017 quarter 1
Car insurance – small average premium rise, but discount rate cut and IPT will increase prices
Home insurance – AA Index records little change
2016 quarter 4
Car insurance – premiums jump £35 over 3 months
Home insurance – IPT, Flood Re plus Brexit add to insurer costs
2016 quarter 3
Car insurance – shopping around pushes premiums up
Home insurance – mixed fortunes for home owners
2016 quarter 2
Car insurance – premiums start rising again
Home insurance – premiums up for the third successive quarter
2016 quarter 1
Car insurance – premiums stall over the first quarter
Home insurance – premiums rise, but still cheaper than five years ago
2015 quarter 4
Car insurance – largest quarterly premium rise since 2010, thanks to Insurance Premium Tax
Home insurance – premiums up for first time since 2011, due to IPT
2015 quarter 3
Car insurance – rise adds £26 to the average quote
Home insurance – at five-year low
2015 quarter 2
Car insurance – premiums bounce off the bottom
Tax hike to push up home insurance premiums
2015 quarter 1
Car insurance – premiums fall again
Good news for homeowners too – insurance premiums fall
2014 quarter 4
Car insurance – rise falters
Little movement in home insurance premiums
2014 quarter 3
Fall in car insurance premiums comes to an end
Home insurance – premiums still falling
2014 quarter 2
Car insurance premiums – biggest annual drop ever, 19.3% fall
Cost of home cover cheaper in real terms than 20 years ago
2014 quarter 1
Lowest car insurance premiums for three years
Flood claims fail to halt downward trend – home insurance remains "extremely good value for money"
2013 quarter 4
Another record fall as car premium plunge continues
Market average home contents insurance at a ten-year low
2013 quarter 3
Competition forces another record drop in car premiums for third quarter
Downward home premium trend continues for sixth successive quarter
2013 quarter 2
Biggest ever annual car insurance premium drop
2013 quarter 1
Legal reforms bring cost savings for car insurance
Home insurance premiums fall despite flood concerns
2012 quarter 4
Downward car premium trend masks car insurance gender extremes
Buildings and contents insurance see small rises
2012 quarter 3
Young driver premiums falling after two years of sustained increases
Washout summer brings home insurance premium increases
2012 quarter 2
Contrasting car premium movements for second quarter
Small premium falls for buildings and contents cover
2012 quarter 1
Annual motor premium increase 7.7% – smallest since 2008
Small premium rise for buildings, small fall for contents
2011 quarter 4
AA's benchmark Index shows 15% annual premium increase
Weather claims put pressure on home premiums
2011 quarter 3
Car insurance – premiums fall by just £2
Home insurance – premiums still rising
2011 quarter 2
Car insurance – increases ease, home premiums see slight fall
2011 quarter 1
Shoparound average for car cover jumps 40% in 12 months
Home insurance – increases reflect record winter claims
2010 quarter 4
Shoparound premium increases by £210 in a year for car insurance
Cost of buildings cover reaches record high
2010 quarter 3
Young drivers hit in biggest annual premium increase
AA Index reveals big home insurance premium increases
2010 quarter 2
AA Index shows fraud pushes biggest car premium rise
Home insurance – premiums moving up
2010 quarter 1
Temporary respite in car premium rises
Buildings insurance continues to rise, contents premiums fall