Home Insurance

Reasons to choose the AA for home insurance

We'll search our panel of over 10 leading insurers to find you the best home insurance quote we can.

Over 95% of AA Home Insurance customers would recommend us to a friend.**

Contents insurance benefits

Automatic new-for-old cover
less an allowance for wear and tear for household linen, clothing and pedal cycles
Accidental damage cover for non-portable home entertainment and electrical and gas equipment
Home contents cover of up to £40,000 (higher levels available on request)
Up to £500 cover against fraudulent use of stolen credit cards, and cover of up to £500 for money stolen from your home
Contents insurance cover summary

Buildings insurance benefits

Accidental damage cover as standard with your buildings insurance
Unlimited rebuilding costs for homes with a market value of up to £1 million
Alternative accommodation costs of up to £20,000 for you and your pets, if your home can't be lived in after a covered event
Up to £5,000 towards tracing and accessing a leak, and repairing any damage caused to walls, flooring or ceilings during the search
Buildings insurance cover summary

Optional extra home insurance cover

For complete peace of mind, you can add extra protection when you get a home insurance quote.

Contents insurance options

Accidental damage or loss cover for household goods, including furniture and furnishings
Accidental damage and away from home cover for your valuables and personal belongings
Legal expenses cover of up to £25,000 and a 24-hour legal helpline

Find out more about contents insurance and extra cover options for your home contents.

Buildings insurance options

24-hour home emergency cover and helpline – we'll pay up to £250 (including VAT) for call out, labour, parts and materials to cover an emergency service following an insured event.

* 25% of people could save £130 by switching their combined buildings and contents insurance to the AA (survey of new business quotes based on a comparison of 26 of our competitors, September 2009).

Earn AA Reward Points today when you use your AA Credit Card to purchase your car insurance. Points can be redeemed on a range of AA products, motoring essentials or treats.

Get a secure online home insurance quote

It only takes a few minutes to buy home insurance online.

Tell us about your home and the cover you need
Review your home insurance quote and extra cover options
Select how you want to pay and enter your payment details

Four good reasons to choose online policy documents

Your documents are stored securely
It's easy to access your documents online
You won't have to worry about losing your documents
Using less paper and reducing postal deliveries helps the environment

Worried about the cost of switching your home insurance? We'll refund up to £25 for buildings cover and £25 for contents cover if your current insurer charges you.

Protect your home against water damage

With 'escape of water' one of the most common causes of home insurance claims, it pays to take a few simple precautions to reduce the risk of a burst pipe causing serious damage to your home.

Terms and conditions for buildings cover and contents cover are available online; we'll send you complete documentation after you have bought your policy.

** Home insurance new business survey, January 2010. This survey of 100 people was carried out by the Acromas Group in accordance with the Market Research Society (MRS) code of conduct.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). Registration number 310562. You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ (link opens a new window) or by contacting the FSA on 0300 500 5000.