Home Insurance Plus

Everything you need in one easy package

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Comprehensive home cover

Free £20 DIY gift card New customers that buy a buildings and contents policy in April 2015 will receive a £20 DIY gift card. Choose from top DIY stores, including B&Q, Homebase, Wickes or outlets accepting National Garden Gift Vouchers.*

Free breakdown cover New customers get roadside cover free for a year plus money off breakdown cover upgrades.** You also get member benefits like over 50% off your next MOT.

AA Home Insurance Plus protects even more of your home and contents, with higher levels of cover and many benefits as standard.

  • Insured value of contents – unlimited
  • Rebuilding costs – unlimited
  • Accidental damage cover included
  • Home Emergency Response – help from an approved tradesperson in the event of an emergency, without call-out, labour or parts costs
  • Home Legal Expenses cover – legal advice up to £50k
  • Automatic new-for-old cover for your home contents
  • £50,000 for alternative accommodation costs – if your property cannot be lived in due to an insured event
  • Personal possessions – each item covered up to £5,000

Worried about the cost of switching home insurance?

We'll refund up to £25 for buildings cover and £25 for contents cover if your current insurer charges you.

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* View DIY gift card offer terms

New customers that buy AA Buildings and Contents Insurance or a Buildings and Contents Home Insurance Plus policy during April 2015 will receive a free £20 gift card. The gift card can be used at your choice of one of the following home improvement retailers: B&Q, Homebase, Wickes, or outlets accepting National Garden Gift Vouchers (including over 2,000 garden centres and stores across the UK and the Channel Islands).

The gift card will be fulfilled on behalf of the AA by Xexec. After a validation period of 35 days from the start date of your policy, you'll be emailed a unique code with details of how to claim your gift card. You have 3 months from receipt of your unique code to claim your gift card. Your gift card will be valid for 12 months from the date of issue. 

The AA reserves the right to decline gift card claims where payment has not been received, or a refund has been given. Only one gift card will be allocated when you buy both buildings and contents policies, and there is no cash alternative to the gift card.

The offer ends 30 April 2015 and is not available to customers arriving from price comparison websites or from 'cashback' websites, eg Quidco or Top Cashback. The AA reserves the right to withdraw or alter this promotion without notice at any time.


** Roadside Breakdown Cover is available at no extra cost for 12 months. Breakdown Cover will be renewed automatically, unless you ask us not to. See the full Roadside offer terms and conditions.

The underwriter of your home insurance policy will be chosen from our panel of insurers.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Find out what's covered

Home Insurance Plus offers higher levels of cover, and comes with accidental damage and many more benefits.

Buildings insurance cover summary Home Insurance Plus
Cover for the structure of your home (including fixtures and fittings) against loss or damage caused by fire, smoke, lightning, explosion, earthquake, storm, flood and theft Included for buildings insurance
Insured value of buildings Unlimited
Loss or damage caused by water or oil from a burst, leaking or overflowing pipe or domestic water or heating appliance Included for buildings insurance
Home Emergency Response – help from an approved tradesperson in the event of an emergency, with no call-out, labour or parts costs Included for buildings insurance
Alternative accommodation costs for you and your pets – if your property cannot be lived in following an event covered by your policy Included for buildings insurance
Up to £50,000
Accidental damage cover – for accidents like putting your foot through the ceiling or hammering into a pipe Included for buildings insurance
Cover for tracing and accessing leaks, and repairing any damage caused to walls, flooring or ceilings during the process Included for buildings insurance
Up to £10,000

 

Contents insurance cover summary Home Insurance Plus
Cover for your household goods, valuables, personal belongings, furniture, furnishings and domestic appliances against fire, theft, storm, water damage and vandalism Included for contents insurance
Insured value of contents Unlimited
Alternative accommodation costs for you and your pets – if your property cannot be lived in following an event covered by your policy Included for contents insurance
Up to £50,000
New-for-old insurance cover on all items Included for contents insurance
Home Legal Expenses cover – includes a legal helpline, a range of free legal documents, and legal advice up to £50k Included for contents insurance
Accidental damage cover for televisions, non-portable home entertainment, desktop computers, cookers, and home electrical and gas equipment Included for contents insurance
Accidental damage to mirrors, plate glass tops and fixed glass in furniture Included for contents insurance
Accidental damage cover for household goods, including furniture and furnishings Included for contents insurance
Theft from outbuildings or domestic garages Included for contents insurance
Up to £7,500
Contents in the open (but within the boundaries of your property) Included for contents insurance
Up to £1,000
Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged Included for contents insurance
Up to £1,000
Money in your home Included for contents insurance
Up to £1,000
Fraudulent use of credit cards Included for contents insurance
Up to £5,000
Fridge and freezer – for spoiled food Included for contents insurance
Up to £1,000
Loss of metered water/oil following accidental damage to the water or heating installation in your home Included for contents insurance
Up to £2,500
Cover for your valuables and personal belongings against accidental loss or damage anywhere in the world Up to £5,000
Single item limit for valuables or personal belongings such as jewellery, watches, works of art and clothing £5,000
(items worth more
can be specified)
Cover for valuables and personal belongings worth over £5,000 each, anywhere in the world Optional
Increased cover 30 days before and after the date of a special event:
a religious festival you celebrate; your wedding or civil ceremony; the birth of your child; your anniversary; or your birthday
Included for contents insurance

 

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Home insurance policy booklets

Home Insurance Plus

The policy booklet contains the terms and conditions for buildings insurance and contents insurance. It also includes the policy summary with the main features and limits of the cover.

Policies starting from 15 April 2015 or renewed from 13 May 2015 onwards

Home Insurance Plus Policy Booklet (April 2015)

You can find previous policy booklets here

The information in the policy booklets is also available in large print, audio and Braille on request. Please call for details. You can also contact us using Next Generation Text (formerly Text Relay).


About AA Insurance Services Limited

Please read this PDF summarising the services we offer.

Information about AA Insurance Services Limited

Updated April 2015


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