Home Insurance Plus

Everything you need in one easy package

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Comprehensive home cover

AA Home Insurance Plus protects even more of your home and contents, with higher levels of cover and many benefits as standard.

  • Insured value of contents – unlimited
  • Rebuilding costs – unlimited
  • Accidental damage cover included
  • Home Emergency Response – help from an approved tradesperson in the event of an emergency, without call-out, labour or parts costs
  • Home Legal Expenses cover – legal advice up to £50k
  • Automatic new-for-old cover for your home contents
  • £50,000 for alternative accommodation costs – if your property cannot be lived in due to an insured event
  • Personal possessions – each item covered up to £5,000

Worried about the cost of switching home insurance?

We'll refund up to £25 for buildings cover and £25 for contents cover if your current insurer charges you.

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The underwriter of your home insurance policy will be chosen from our panel of insurers.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Find out what's covered

Home Insurance Plus offers higher levels of cover, and comes with accidental damage and many more benefits.

Buildings insurance cover summary Home Insurance Plus
Cover for the structure of your home (including fixtures and fittings) against loss or damage caused by fire, smoke, lightning, explosion, earthquake, storm, flood and theft Included for buildings insurance
Insured value of buildings Unlimited
Loss or damage caused by water or oil from a burst, leaking or overflowing pipe or domestic water or heating appliance Included for buildings insurance
Home Emergency Response – help from an approved tradesperson in the event of an emergency, with no call-out, labour or parts costs Included for buildings insurance
Alternative accommodation costs for you and your pets – if your property cannot be lived in following an event covered by your policy Included for buildings insurance
Up to £50,000
Accidental damage cover – for accidents like putting your foot through the ceiling or hammering into a pipe Included for buildings insurance
Cover for tracing and accessing leaks, and repairing any damage caused to walls, flooring or ceilings during the process Included for buildings insurance
Up to £10,000

 

Contents insurance cover summary Home Insurance Plus
Cover for your household goods, valuables, personal belongings, furniture, furnishings and domestic appliances against fire, theft, storm, water damage and vandalism Included for contents insurance
Insured value of contents Unlimited
Alternative accommodation costs for you and your pets – if your property cannot be lived in following an event covered by your policy Included for contents insurance
Up to £50,000
New-for-old insurance cover on all items Included for contents insurance
Home Legal Expenses cover – includes a legal helpline, a range of free legal documents, and legal advice up to £50k Included for contents insurance
Accidental damage cover for televisions, non-portable home entertainment, desktop computers, cookers, and home electrical and gas equipment Included for contents insurance
Accidental damage to mirrors, plate glass tops and fixed glass in furniture Included for contents insurance
Accidental damage cover for household goods, including furniture and furnishings Included for contents insurance
Theft from outbuildings or domestic garages Included for contents insurance
Up to £7,500
Contents in the open (but within the boundaries of your property) Included for contents insurance
Up to £1,000
Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged Included for contents insurance
Up to £1,000
Money in your home Included for contents insurance
Up to £1,000
Fraudulent use of credit cards Included for contents insurance
Up to £5,000
Fridge and freezer – for spoiled food Included for contents insurance
Up to £1,000
Loss of metered water/oil following accidental damage to the water or heating installation in your home Included for contents insurance
Up to £2,500
Cover for your valuables and personal belongings against accidental loss or damage anywhere in the world Up to £5,000
Single item limit for valuables or personal belongings such as jewellery, watches, works of art and clothing £5,000
(items worth more
can be specified)
Cover for valuables and personal belongings worth over £5,000 each, anywhere in the world Optional
Increased cover 30 days before and after the date of a special event:
a religious festival you celebrate; your wedding or civil ceremony; the birth of your child; your anniversary; or your birthday
Included for contents insurance

 

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Home insurance policy booklets

Home Insurance Plus

The policy booklet contains the terms and conditions for buildings insurance and contents insurance. It also includes the policy summary with the main features and limits of the cover.

Policies starting from 4 July 2014 or renewed from 1 August 2014 onwards

Home Insurance Plus Policy Booklet (July 2014)

The information in the policy booklets is also available in large print, audio and Braille on request. Please call for details. You can also contact us using Text Relay.


Previous policy booklet

Please refer to the following booklet for policies starting between the dates shown.

10 December 2013 to 3 July 2014

Home Insurance Plus Policy Booklet (December 2013)


About AA Insurance Services Limited

Please read this PDF summarising the services we offer.

Information about AA Insurance Services Limited

Updated April 2014


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