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Compare our home insurance cover levels

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Home Insurance Plus
Home Insurance

Buildings insurance

Insured value of buildings

Unlimited

Up to £1m market value

Accidental damage 

Included

Optional

Home emergencies – help from an approved tradesperson, with no call-out, labour or parts costs

Included

Optional

Alternative accommodation costs for you and your pets – if your property cannot be lived in following a covered event

£50,000

£25,000

Cover for matching sets – such as kitchen cabinets, bathroom suites and wooden flooring

Included

Cover to trace and access water and oil leaks, and repairing any damage caused during the process

£10,000

£5,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Contents insurance

Insured value of contents

Unlimited

£40-£75k

Accidental damage (contents)

Included

Optional

Home Legal Expenses cover – includes a range of free legal documents, and legal advice up to £50,000

Included

Optional

Cover for valuables and personal belongings against accidental loss or damage anywhere in the world

Up to £5,000

Optional

Single item limit of valuables and personal belongings (items worth more can be specified)

£5,000

£1,500

Student possessions – cover for the belongings of your family while they're at university or college

£3,000

Home office – your business equipment

£10,000

£5,000

New for old – we'll replace items without applying a depreciation to their value

Included

Included

Theft from garages and outbuildings

£7,500

£3,000

Replacement locks and keys – if your keys are lost or stolen anywhere in the world

Unlimited

£1,000

Fridge and freezer – for spoiled food

£1,000

£500

Garden plants – if your hedges, lawns, trees, shrubs and plants are damaged

£1,000

£1,000

Call now to get a quote

0800 197 6169

Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

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