Home Legal Expenses

Covering the costs of legal action

Get up to £100,000 legal expenses cover and access to a helpline

If it's more likely than not your case will be successful, Home Legal Expenses cover will provide up to £100,000 for legal expenses to protect you against the costs of being sued or having to make a claim against someone else.

You also get access to a 24/7 legal helpline, for assistance with legal matters covered under the legal expenses policy.

We provide legal expenses cover for disputes arising from:

  • Physical injuries
  • Protecting your property (excluding boundary disputes)
  • Contracts you enter into for goods or services
  • Contracts related to buying or selling your property
  • Contracts of employment
  • A full enquiry into your tax affairs

How can you get Home Legal Expenses cover? Just add it when you buy our home insurance online.

Or you can even add it to your existing AA home insurance policy – call us now to get a quote and update your policy.

You can find our call centre times below.

If you already have Home Legal Expenses and want legal advice, call us on 0161 428 7039. Lines are open 24/7.
Please have your AA home insurance policy reference handy when you call.

Free legal documents

That's not all. Home Legal Expenses also provides access to a range of free legal documents and templates:1

  • A free online will, which is checked by a qualified lawyer.
  • Self-drafting documents covering a range of legal topics, such as tenancy agreements and complaint letters.
  • Comprehensive online help for producing your documents.

Find out more about our free legal documents.

Policy documents

Please read all of the information relating to your policy before you buy Home Legal Expenses cover.

Policies purchased from 8 December 2021, or renewed from 8 January 2022 onwards:

Home Legal Expenses Policy Wording



Good to know

1 You'll need to wait 48 hours before your policy number is effective.


AA Legal Documents is provided by Lyons Davidson. Lyons Davidson is a trading name of Lyons Davidson Limited, which is authorised and regulated by the Solicitors Regulation Authority. Registered in England and Wales number 7592441. Registered office: Victoria House, 51 Victoria Street, Bristol BS1 6AD. You will be required to accept their terms and conditions when registering for the service.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

Contact AA Legal Services

If you want to ask a question about legal assistance, you can send us an email. Please include:

  • Your name

  • Address

  • Phone number

  • Available time to contact you Monday to Friday 9am to 5pm

  • Policy number

  • Brief description of your issue
Email us
Home Legal Expenses

0370 606 1617

Call now to add Home Legal Expenses to your AA home insurance policy.

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

Call now