Hospitality insurance

Hospitality insurance

Competitive premiums and instant cover

Get a quote - call us free on 0800 294 0905

Hotel insurance

Find out about hotel insurance

Restaurant insurance

Find out about restaurant insurance

B&B insurance

Find out about B&B insurance

Pub insurance

Find out about pub insurance

AA business products

More about our business products

Hotel services

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AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Hotel insurance key benefits

Tailor the needs of your hotel with our flexible insurance:

  • stock and contents insurance
  • public liability insurance cover of up to £5 million
  • employer'sliability – £10 million standard cover
  • business interruption insurance
  • money cover included as standard
  • glass cover included as standard
  • personal assaults in work hours – cover included at no extra cost
  • loss of alcohol licence insurance
  • goods in transit insurance
  • buildings insurance
  • Price Match Facility available*

For more information, please refer to the summary of cover, and the insurance policy wording.

Call 0800 294 0905 for a quote – or request a call back

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Why do I need hotel insurance?

Hotel insurance provides insurance cover for the legal liabilities and risks you face as an hotelier. A hotel insurance policy allows you to combine public and employer's liability cover with cover that's tailored to running a hotel. It also covers wet and dry stock and other contents in one easily managed policy.

What is money cover?

Running a hotel often involves having large sums of money on the premises at certain times. Money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:

  • stored overnight in a safe on your premises
  • on your premises during business hours
  • in transit to the bank

What is glass cover?

Glass cover provides insurance for front of house glass, like window glass and sanitary ware.

What is business interruption insurance?

Business interruption covers your business against losses incurred following a loss covered by your hotel insurance.

For example, if you were unable to trade because of a fire at your hotel, business interruption insurance could pay for your lost earnings and costs for the period of interruption.


* Terms and conditions apply. Alternative quote and renewal terms must be provided in writing from selected insurers.

AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Restaurant insurance key benefits

Tailor the needs of your restaurant with our flexible insurance:

  • stock and contents insurance
  • buildings insurance
  • public liability insurance cover of up to £5 million
  • money cover included as standard
  • employers' liability – £10 million standard cover
  • glass cover included as standard
  • personal assaults in work hours – cover included at no extra cost
  • loss of alcohol licence insurance
  • goods in transit insurance
  • legal insurance
  • business interrupution insurance
  • deterioration of frozen food

For more information, please refer to the summary of cover, and the insurance policy wording.

Call 0800 294 0905 for a quote – or request a call back

Call me back

Why do I need restaurant insurance?

Restaurant insurance provides insurance cover for the legal liabilities and risks you face as a restaurant owner. A restaurant insurance policy allows you to combine public and employer's liability cover with cover that's tailored to running a restaurant. It also covers wet and dry stock and other contents in one easily managed policy.

What types of establishments are covered?

Restaurant insurance is available for the following types of establishments:

  • restaurants
  • cafes
  • coffee shops
  • fast-food and takeaway outlets

What is money cover?

Running a restaurant often involves handling large sums of money, so money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:

  • stored overnight in a safe on your premises
  • on your premises during business hours
  • in transit to the bank

What is business interruption insurance?

Business interruption insurance covers your business against losses incurred following a loss covered by your restaurant insurance.

For example, if you were unable to trade because of a fire, business interruption insurance could pay for your lost earnings and costs for the period of interruption.

What is covered by glass cover?

Glass cover provides insurance for front of house glass, like window glass and sanitary ware.


AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

B&B insurance key benefits

Tailor the needs of your guest accommodation with our flexible insurance:

  • stock and contents insurance
  • public liability insurance cover of up to £5 million
  • employer'sliability – £10 million standard cover
  • business interruption insurance
  • money cover included as standard
  • glass cover included as standard
  • personal assaults in work hours – cover included at no extra cost
  • loss of alcohol licence insurance
  • goods in transit insurance
  • buildings insurance
  • Price Match Facility available*

For more information, please refer to the summary of cover, and the insurance policy wording.

Call 0800 294 0905 for a quote – or request a call back

Call me back

Why do I need B&B insurance?

B&B insurance provides insurance cover for the legal liabilities and risks you face as a proprietor. A B&B insurance policy allows you to combine public and employer's liability cover with cover that's tailored to running guest accommodation. It also covers wet and dry stock and other contents in one easily managed policy.

What is money cover?

Running a guest accommodation often involves having large sums of money on the premises at certain times. Money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:

  • stored overnight in a safe on your premises
  • on your premises during business hours
  • in transit to the bank

What is glass cover?

Glass cover provides insurance for front of house glass, like window glass and sanitary ware.

What is business interruption insurance?

Business interruption covers your business against losses incurred following a loss covered by your B&B insurance.

For example, if you were unable to trade because of a fire at your guest accommodation, business interruption insurance could pay for your lost earnings and costs for the period of interruption.


* Terms and conditions apply. Alternative quote and renewal terms must be provided in writing from selected insurers.

AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Pub insurance key benefits

Tailor the needs of your bar, inn, public house or wine bar with our flexible insurance:

  • stock and contents insurance
  • buildings insurance
  • public liability insurance cover of up to £5 million
  • money cover included as standard
  • employer's liability – £10 million standard cover
  • glass cover included as standard
  • personal assaults in work hours – cover included at no extra cost
  • loss of alcohol licence insurance
  • goods in transit insurance
  • legal insurance
  • business interrupution insurance
  • deterioration of frozen food

For more information, please refer to the summary of cover, and the insurance policy wording.

Call 0800 294 0905 for a quote – or request a call back

Call me back

Why do I need pub insurance?

Pub insurance provides insurance cover for the legal liabilities and risks you face as the owner of a licensed trade establishment. A pub insurance policy allows you to combine public and employer's liability cover with cover that's tailored to running a pub. It also covers wet and dry stock and other contents in one easily managed policy.

What types of establishments are covered?

Pub insurance is available for the following licensed premises:

  • bars
  • inns
  • public houses
  • wine bars

What is money cover?

Running a pub often involves handling large sums of money, so money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:

  • stored overnight in a safe on your premises
  • on your premises during business hours
  • in transit to the bank

What is business interruption insurance?

Business interruption insurance covers your business against losses incurred following a loss covered by your pub insurance.

For example, if you were unable to trade because of a fire, business interruption insurance could pay for your lost earnings and costs for the period of interruption.

What is covered by glass cover?

Glass cover provides insurance for front of house glass, like window glass and sanitary ware.


AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.