Consultants' Liability Insurance

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If you're a consultant looking for public liability cover we offer a flexible policy which also allows you to combine public liability with employers' liability cover.

It's easy to get a consultants' liability insurance quote. Simply enter your details here or call us on 0800 294 0905.

Consultants' liability insurance key benefits

  • Public liability cover of up to £5 million
  • Liability insurance for up to 12 employees (20 in non-manual professions)
  • Employers' liability cover of £10 million as standard
  • Wide range of trades and professions catered for

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Consultants' liability insurance – frequently asked questions

Why do I need consultants' liability insurance?

A consultants' liability insurance policy provides public liability insurance for consultancy work away from your premises.

If you have people working for your business you can add employer's liability insurance to your consultants' liability insurance.

Employers' liability insurance covers you against the cost of damages awarded to employees who are injured or are made ill while working for you.

How can I buy a consultants' liability insurance policy?

Just enter details about your business online and we'll do the rest. Or phone us on 0800 294 0905.

What types of business are eligible for this policy?

The consultants' liability policy is suitable for a wide variety of consultants, including:

  • designers
  • engineers
  • IT consultants
  • auditors
  • surveyors

What is public liability insurance?

Public liability is a legal liability to pay damages awarded to members of the public for injury, illness, disease, or damage to their property, sustained as a result of negligence during your business activity.

Public liability insurance covers the cost of paying damage claims and legal fees related to a claim.

Why do I need employers' liability insurance?

Employers' liability insurance is compulsory under UK law for any business which employs staff, including temporary staff and trainees.

Employers' liability insurance enables you to meet the financial cost of paying damages to an employee if they claim for an injury, illness or disease caused while working for your business.

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Related information

 

AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.