Business breakdown cover

Business breakdown cover

Online savings plus free accident management for new customers*

Trust the AA for specialist breakdown cover

Find out what's covered

The terms and conditions will tell you about all the features and limits of business breakdown cover.

Keeping your vehicles moving – minibuses, taxis, minicabs, police cars, ambulances, couriers, trade plate vehicles, or motorcycles – is crucial to the success of your business or service.

Our fleet breakdown cover options range from roadside assistance only, to a full package including accident management.

So, whether you have a small fleet of cars or a single vehicle, AA Breakdown Cover can keep you on the move.

Online savings plus free accident management for new customers*

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Types of breakdown cover


The minimum level of breakdown cover. Roadside assistance throughout the UK, 24/7. Our aim is to fix your vehicle, but if we can't we'll take it to the nearest garage.

Home Start

Provides assistance in situations where the covered vehicle is immobilised at or near the registered address.


National recovery if we can't fix your vehicle at the roadside or arrange a prompt local repair, your driver can be taken home, to their destination anywhere on UK mainland.

Accident Management

Help with vehicle recovery, repairs and processing insurance claims after accidents or vandalism. You need Relay.

* Online discounts do not apply to Pay For Use services or Breakdown Repair Cover and are for new customers only in their first year of cover.

Breakdown must be at least ¼ mile from the vehicle's registered address.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

Frequently asked questions

All you need to know about AA Business Breakdown Cover

Breakdown assistance

Are there any restrictions for the vehicles you cover?

We cover vehicles up to 3.5 tonnes. The Pay for Use (PFU) service covers vehicles of any weight.

Call 0800 55 11 88 and ask which level of cover would best suit your company. We also offer cover for specialist vehicles, eg taxis, ambulances.

What do you mean by Pay for Use?

Once you've paid an initial fee, you only pay each time you call us out.

I have a heavy goods vehicle (HGV) – can it be covered under AA Business Breakdown Cover?

No. You would need to take out Pay for Use.

How much is the VAT on AA Business Breakdown Cover?

VAT is not imposed on AA Business Breakdown Cover.

How long does it take to open my account?

Your account will be opened as soon as we receive your completed application form and payment.

How soon will I receive my breakdown cards?

You should receive your breakdown cards around seven days after your account is opened.

When will I be able to use my AA Breakdown Cover?

You can use your breakdown cover 48 hours after opening an account.

Do I need my breakdown card if I need to call out the breakdown service?

The breakdown card has the telephone number for your driver to phone in a breakdown situation, and will help us to track your details. And you will need to produce a valid breakdown card when the Patrol attends the breakdown.

Will my company be invoiced if a Patrol has to fit spare parts?

For PFU customers the patrol would fit the part and you would be invoiced for this on the next monthly invoice date.

For AA Business Breakdown Cover customers the driver would have to pay for the part there and then unless alternative arrangements had been made prior to call-out.

What if I sell one of my covered vehicles mid-way through my breakdown cover period?

You can add another vehicle in its place at any point up to renewal of your cover. If a replacement vehicle is not allocated, a refund or credit cannot be given.

Is my vehicle covered in Europe?

No. You need to take out Fleet Europe annual cover.

For individual vehicles on single trips, European Breakdown Cover is available – call 0800 072 3279 for more information.

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Fleet Europe

What countries are covered by Fleet Europe?

You should depart from either Great Britain, Northern Ireland, the Isle of Man or the Channel Islands.

You will be covered within the following countries: Andorra, Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Republic of Ireland, Italy and San Marino, Liechtenstein, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden, Switzerland and Turkey.

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Contact us

How can I contact you?

Call us on 0800 316 0410
Lines are open Monday to Friday 9am to 5pm


Please quote reference 0439

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FAQ page update

When was this page last updated.

September 2011.

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Mon–Fri 9am–5pm


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