Parts and Garage Cover

Parts and Garage Cover

Cover for breakdown repair bills

Parts and Garage Cover

We helped AA members cover the cost of over 61,400 claims in 2014

What's Parts and Garage Cover?

This cover works together with your AA Breakdown Cover to help reduce your repair costs after a breakdown. It offers:

  • up to £500 (including VAT) towards expenses if your car needs parts or garage work
  • up to 5 claims a year (6 if you cover more than 1 vehicle on a joint/family policy)
  • cover for up to 4 vehicles on a single policy

We'll always do our best to fix breakdowns by the roadside, but sometimes new parts and garage work are needed to get a vehicle moving again. We can help take the hassle out of garage repairs.

Why get Parts and Garage Cover?

In 2014, AA members saved over £12.2 million in repair costs – that's over £1 million a month saved by members. Here are a few average costs for some of the claims made:

  • starter motor – £209
  • radiator – £210
  • alternator – £277
  • turbo – £336

With Parts and Garage Cover, you’ll only have to pay a £35 excess per claim.

Are there any restrictions on the vehicles covered?

We'll cover vehicles of any age or mileage. However, we do not cover motor caravans, caravans and other trailers, kit cars, taxis, or any other vehicles used to carry goods for reward – including haulage, courier services and parcel delivery.

Interested in cover?

Get a quote

If you already have AA Breakdown Cover and would like to add Parts and Garage Cover to your policy, please call us on 0800 085 2721. Lines are open Monday to Friday 8am to 8pm, Saturday 9am to 5pm.

Once you’ve nominated a vehicle for Parts and Garage Cover you’ll need to keep it serviced in line with the manufacturer’s recommendations. Servicing must be done by a suitable garage business.

Parts and Garage Cover is also known as Breakdown Repair Cover, which is underwritten by Acromas Insurance Company Limited, registered number 88716 (Gibraltar), and sold by Automobile Association Insurance Services Limited, registered number 2414212 England and Wales. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

AA patrol

How to make a claim

To make a claim under your Parts and Garage Cover, you'll first need to call us for breakdown assistance.

If we can fix your vehicle at the roadside, you'll only need to pay the £35 excess to the Patrol.

If a garage repair is needed, we'll confirm if it's covered once the problem is diagnosed. If it is, we'll authorise the garage to carry out the work. We'll also help to ensure that the process of getting your vehicle repaired is as simple, quick and hassle-free as possible. We can even arrange to pay the breakdown repair bill directly with the garage.

Please remember

The garage must get confirmation of cover and authorisation from us before any repair work is started in order for you to be able to make a claim.

A claim on your Parts and Garage Cover can't be made for any faults that occur during the first 14 days after your agreed policy start date. If you change your vehicle you will also not be able to claim for it until 14 days after making the change.

Magnifying glass

Policy documents

Parts and Garage Cover is also known as Breakdown Repair Cover. The AA Breakdown Repair Cover Terms & Conditions booklet sets out the terms and conditions of the contracts that make up your cover. It's split into two parts:

  1. the cover policy
  2. the arrangement and administration contract

For cover bought on or after 29 March 2016 or renewed on or after 1 July 2016:

AA Breakdown Repair Cover Terms & Conditions Booklet – March 2016 (PDF)

To view PDFs you'll need Adobe® Reader®

Download it
AA membership card

Save on repairs with Member benefits

If you're an existing AA breakdown member, you can get a 10% discount when you add Parts and Garage Cover to your breakdown membership.

Call us on 0800 085 2721 for details.

Don't have breakdown cover?

Parts and Garage Cover is available exclusively to members with AA Breakdown Cover. So if you'd like cover for breakdown repairs, join the UK's largest breakdown organisation today.

Interested in cover?

Get a quote

Claims helpline

0344 579 0042

Buy breakdown cover

0800 085 2721

Request a call back