BREAKDOWN COVER

Breakdown cover with the UK's number 1 breakdown service

Based on more dedicated patrols than any other major UK breakdown provider.^†

*That's what 10% of new AA customers paid for monthly vehicle breakdown cover based on survey of new business sales from theAA.com from 1 February 2026 to 30 April 2026. Introductory price, renewal prices are likely to be higher. Price includes applicable insurance premium and AAISL arrangement/admin fee.

†Based solely on directly employed dedicated patrol numbers compared with other major UK breakdown providers. Source: AA Annual Report & Accounts 2026 (c.2,700 patrols) and RAC Group (Holdings) Limited Annual Report & Financial Statements 2025 (1,700 patrols). For comparator details, including Green Flag, see theAA.com/Best.

Our breakdown cover

With our starting level of breakdown cover you'll get Roadside Assistance, which is 24/7 support from a trained patrol if your car, van or motorbike breaks down more than 1/4 mile from your home.

If we can't fix the fault at the roadside, our vehicle recovery service will take you to a nearby garage – it's that simple
Get unlimited call-outs, subject to policy terms. Repeat call-outs for the same fault within 28 days are not covered³
You can also add options such as At Home, which gives you cover right up to your doorstep

Three AA Patrols stood in front of a yellow AA van

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What types of breakdown cover are there?

There are 4 types of breakdown cover policy, allowing you to select the best type of cover for your specific driving needs. We cover any non-commercial vehicle as standard, including cars, vans, motorbikes and electric vehicles (EVs).

Single personal cover

Personal breakdown cover for you as a driver or passenger in any eligible vehicle.

Joint personal cover

Breakdown cover for you and someone you live with, as drivers or passengers in any eligible vehicle.

Family personal cover

Breakdown cover for you and up to 3 other people you live with, as drivers or passengers in any eligible vehicle.

Vehicle cover

Breakdown cover for one nominated eligible vehicle, whoever's behind the wheel.

How can I customise my AA breakdown cover?

You'll get Roadside Assistance as standard, but you can customise your cover to fit your needs – giving you more choices in the event of a breakdown. Whether it's a quick fix at the roadside or recovery to a garage, we've got you covered.

At Home

If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.

At Home in more detail

National Recovery

If you break down and we can't fix your vehicle at the roadside, we'll take you, your vehicle and up to 7 passengers to any single UK destination, subject to policy terms and vehicle eligibility. This is handy to have if you travel far away from home.

National Recovery in more detail

Onward Travel

If you break down and need repairs that stop your journey, we’ll help with overnight accommodation or alternative transport – like a replacement car hire or money towards public transport costs.

Onward Travel in more detail

Parts and Garage Cover

If you call us out for a breakdown and need garage repairs, we’ll help cover eligible garage repair costs up to £535 per claim, with a £35 excess and annual claim limits, subject to the separate Parts and Garage Cover terms.

Parts and Garage Cover in more detail

Tyre Cover

If your tyres need to be repaired or replaced after a breakdown, we'll help cover eligible repair or replacement costs up to £160 per tyre, subject to the separate Tyre Cover terms.

Tyre Cover in more detail

Commercial Use

If you have an eligible vehicle being used to carry equipment, people or goods in return for payment, you can add Commercial Use. Fleets of 3 or more vehicles need business breakdown cover.

Commercial Use in more detail

Key Cover

If your car keys or house keys are lost, stolen or broken, or you're locked out, we'll arrange a replacement key or locksmith, subject to the separate Key Cover terms.

Key Cover in more detail

What are the key terms of our breakdown cover?

Please ensure you understand our conditions of fair use.

You'll need to add Commercial Use if you use your vehicle for commercial purposes
Your vehicle must be taxed, insured and have a valid MOT certificate
We cannot provide assistance if you call us out for the same fault within 28 days

Get a quote

Need help choosing?

Answer a few quick questions to find cover that suits you.

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Why choose the AA?

FAQs

Legal and privacy

Based on personal breakdown memberships compared with other major UK breakdown providers. Sources: AA Annual Report & Accounts 2026 (3.3 million paid personal members) and RAC Group Holdings Limited Annual Report 2025 (2.8 million consumer members). Does not refer to total breakdown customers or total market share. For more detail on the comparator set and Green Flag, see theAA.com/Best

Based solely on directly employed dedicated patrol numbers compared with other major UK breakdown providers. Source: AA Annual Report & Accounts 2026 (c.2,700 patrols) and RAC Group (Holdings) Limited Annual Report & Financial Statements 2025 (1,700 patrols). For more detail on the comparator set and Green Flag, see theAA.com/Best

Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.