Contents Insurance
Reasons to choose the AA for home contents insurance
- Automatic new-for-old cover
less an allowance for wear and tear for household linen, clothing and pedal cycles - Accidental damage cover for non-portable home entertainment and electrical and gas equipment, this includes televisions, cookers and satellite dishes
- Up to £500 to cover money stolen from your home
- Up to £500 cover against fraudulent use of stolen credit cards
- Fridge or freezer contents up to £500 damage cover for spoiled contents
- Garden cover up to £250 for loss or damage to hedges, lawns, trees, shrubs and plants that you own
- Contents in the garden up to £1,000 cover. This includes cover for patio furniture, lawn mowers and paddling pools
- Up to £3,000 cover for contents in your garage or shed
Contents insurance cover summary – learn more about home contents insurance.
Additional home contents insurance
Accidental damage cover
You can extend accidental damage cover for your home contents to household goods, including furniture and furnishings, so you're covered against accidents like a spillage on a carpet.
Away from home cover for valuables and personal belongings
Get cover against accidental loss or damage for valuables and personal belongings that you take out of your home. This includes cover for items like watches, jewellery, cameras, laptops, mobile phones, portable music players, clothes and luggage.
Contents insurance for valuables and personal belongings worth over £1,500
Add items worth over £1,500 to your contents policy online. You also have the option of extending your cover for these items to include protection against accidental loss or damage anywhere in the world.
Please read the Contents Insurance Policy Booklet for full details of standard home insurance cover and additional accidental damage and away from home cover.
Legal expenses cover
Up to £25,000 legal cover with a 24-hour legal helpline. Legal expenses cover protects you against the costs of being sued or having to make a claim against someone else.
Home contents calculator
If you're not sure of the value of your home contents, use our home contents calculator to work out how much cover you need.
Switching to the AA for your contents insurance
Don't worry about the cost of switching your contents insurance, we'll refund up to £25 for contents insurance if your current insurer charges you for switching.
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AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered number: 2414212 England.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA).





