Buildings Insurance
Reasons to choose the AA for buildings insurance
- Over 95% of AA Home Insurance customers would recommend us to a friend*
- Accidental damage cover is included as standard with your buildings insurance
- Unlimited rebuilding costs for homes with a market value of up to £1 million
- Alternative accommodation costs of up to £20,000 for you and your pets, if your home can't be lived in as a result of damage that's covered by the policy
- Up to £5,000 towards tracing and accessing a leak in your home, and for repairing any damage caused to walls, flooring or ceilings during the search
- Buildings insurance cover summary – learn more about buildings insurance.
Additional buildings insurance cover
Add optional Home Emergency Cover for assistance with many household emergencies.
Home Emergency Cover provides a 24-hour emergency helpline and we'll pay up to £250 (including VAT) for call out, labour, parts and materials to cover an emergency service following an insured event.
What does buildings insurance cover?
It covers the structure of your home against a range of incidents such as fire, theft, storm, flood, burst pipes, subsidence, and explosion, covering the cost of rebuilding or repairing your home.
Permanent fixtures within your home, like built-in furniture in the kitchen or bedroom and your central heating system are covered. Outside of your home – outbuildings, patios, paths, drives, walls, gates, hedges and fences are also covered.
Switching to the AA for your buildings insurance
If you're worried about the cost of switching your buildings insurance, we can help. We'll refund up to £25 for buildings insurance if your current insurer charges you for switching.
Protect your home against water damage
A burst water pipe is one of the most common causes of home insurance claims. Here are a few simple precautions to help reduce the risk of damage to your house and its contents.
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Terms and conditions for buildings insurance are available online; we'll send you complete documentation after you have bought your policy.
* Home insurance new business survey, January 2010. This survey of 100 people was carried out by the Acromas Group in accordance with the Market Research Society (MRS) code of conduct.
AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). Registration number 310562. You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ (link opens a new window) or by contacting the FSA on 0300 500 5000.