Home buildings insurance

Buildings insurance

Cover for your home from £85

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Home Insurance Plus

All you need in one easy package – AA Home Insurance Plus protects both your buildings and contents, with higher levels of cover and many benefits as standard.

Choose AA Buildings Insurance for your home

  • Unlimited rebuilding costs for homes with a market value of up to £1 million
  • Alternative accommodation costs of up to £25,000 for you and your pets, if your home can't be lived in as a result of damage that's covered by the policy
  • Up to £5,000 towards tracing and accessing a leak in your home, and repairing any damage caused to walls, flooring or ceilings during the search
  • Up to £2 million cover for your legal liability as a homeowner*

See the buildings insurance cover summary for all policy benefits.

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What does buildings insurance cover?

It covers the structure of your home against incidents such as fire, theft, storm, flood, burst pipes, subsidence and explosion, for the cost of rebuilding or repairing your home.

Permanent fixtures within your home, like built-in furniture in the kitchen or bedroom and your central heating system are covered. Outside of your home – outbuildings, patios, paths, drives, walls, gates, hedges and fences are also covered.

Additional buildings insurance cover

Add optional Home Emergency Cover for assistance with many household emergencies. It provides a 24-hour emergency helpline, and we'll pay up to £500 (including VAT) for call out, labour, parts and materials to cover an emergency service following an insured event.

Switch to the AA

If you're worried about the cost of switching your buildings insurance, we can help. We'll refund up to £25 for buildings insurance if your current insurer charges you for switching.

* Cover only applies to the property named on the policy. Cover excludes incidents resulting from the policyholder's employment or the employment of others by the policyholder.

Home insurance premiums depend on individual circumstances.

AA Buildings Insurance comes with terms and conditions. We'll send complete documentation after you have bought your policy.

AA Home Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register or call the FCA on 0800 111 6768.

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