Home insurance

Compare home insurance

Choosing the right cover for your house

Struggling to find the right insurance for your home? We’re here to help with our tips on comparing home insurance policies.

Before you start shopping around it's worth considering the type of cover you'll need for your home.

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Buildings insurance

If you're buying a house your mortgage provider will expect you to have buildings cover. This covers the physical fabric of your home, including fixtures and fittings, in the event of a fire, storm or flood.

Make sure your policy provides all the cover you need. If you're worried about accidental damage to your home, look for a policy that covers this. Accidental damage cover can easily be added to our Buildings Insurance.

Be prepared for household emergencies and choose a policy which includes Home Emergency Cover – this gives you access to a 24-hour helpline and cover for emergency repairs. Our Home Insurance Plus includes all the benefits of home emergency cover as standard.

Buildings and contents cover may be cheaper than buying separate policies for buildings and contents. But it's worth comparing combined and separate cover when shopping around.

Contents insurance

If you want insurance that covers all your possessions, contents insurance is essential. It covers items such as your furniture, household goods and valuables up to a stated amount.

Our home contents calculator can help you work out the level of cover you need to replace your possessions.

As with buildings insurance, consider what you need cover for. Do you want to cover belongings for accidental damage? Make sure you look for a policy that meets all your requirements. 

Finding a good home insurance deal

When comparing insurance quotes from different providers, make a list of what is and isn't covered by each policy then make a like-for-like comparison. Also, have a look at the excesses for any policy you're thinking of buying.

If you're a homeowner looking for buildings insurance, it's important to work out how much it would cost to rebuild your home from scratch. Then check whether a policy covers the cost of rebuilding your home.

Alternatively, choose a policy like ours which is calculated based on the number of bedrooms in your property. That way you won't need to tell us the re-build value of your house.

Insurance comparison websites

Comparison websites can be useful for looking at several quotes at once. To get a fair comparison quote it's important to consider the policy benefits and any excesses that apply to each policy, and check each premium.

Getting you the right quote

We compare home insurance quotes from a specially selected panel of leading insurance providers in the UK, to find you the lowest quote we can, tailored to your needs.

So whether you're looking for separate buildings and contents policies or combined buildings and contents cover, we can help you to find a great deal each time we search for you.

You can also view our policy benefits in full before you buy.

What if I need specialist cover?

We don’t just offer standard home insurance – we offer a range of insurance policies to suit your needs including insurance for students and holiday home insurance.

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Home insurance

Great standard cover with flexible extras to suit your needs