Pub Insurance
We offer flexible pub insurance which you can tailor to the needs of your pub or bar.
To get a quote, call us free on 0800 294 0905 or fill in our enquiry form and we'll call you back.
Pub insurance key benefits
- Stock and contents insurance
- Buildings insurance
- Public liability insurance cover of up to £5 million
- Money cover included as standard
- Employers' liability – £10 million standard cover
- Glass cover included as standard
- Personal assaults in work hours – cover included at no extra cost
- Loss of alcohol licence insurance
- Goods in transit insurance
- Legal insurance
- Business interrupution insurance
- Deterioration of frozen food
Pub insurance – frequently asked questions
Why do I need pub insurance?
Pub insurance provides insurance cover for the legal liabilities and risks you face as a publican or bar owner. A pub insurance policy allows you to combine public and employers' liability cover with cover that's tailored to running a pub.
Pub insurance allows you to cover these risks as well as insuring wet and dry stock and other contents in one easily managed policy.
How do I buy a pub insurance policy?
Please go to the pub insurance enquiry form, give us a few details and we'll phone you. Or you can call us on 0800 294 0905 and we'll give you a competitive quotation.
What types of licensed trade establishments are covered?
Pub insurance is available for the following licensed premises:
- bars
- inns
- public houses
- wine bars
Call us on 0800 294 0905 if you're unsure about whether pub insurance is right for your business.
What is money cover?
Running a pub often involves handling large sums of money, so money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:
- stored overnight in a safe on your premises
- on your premises during business hours
- in transit to the bank
What is business interruption insurance?
Business interruption insurance covers your business against losses incurred following a loss covered by your pub insurance.
For example, if you were unable to trade because of a fire, business interruption insurance could pay for your lost earnings and costs for the period of interruption.
What is covered by glass cover?
Glass cover provides insurance for front of house glass, like window glass and sanitary ware.
AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.