Hotel Insurance
We offer flexible hotel insurance which you can tailor to the needs of your hotel
To get a quote, call us free on 0800 294 0905 or fill in our enquiry form and we'll call you back.
Hotel insurance key benefits
- Public liability insurance cover of up to £2 million
- Employers' liability – £10 million standard cover
- Business interruption insurance
- Money cover included as standard
- Glass cover included as standard
- Personal assaults in work hours – cover included at no extra cost
- Flexible cover – extra cover options include:
- loss of alcohol licence insurance
- goods in transit insurance
- legal insurance
Hotel insurance – frequently asked questions
Why do I need hotel insurance?
Hotel insurance provides insurance cover for the legal liabilities and risks you face as an hotelier. A hotel insurance policy allows you to combine public and employers' liability cover with cover that's tailored to running a hotel.
How do I buy hotel insurance?
Please complete the hotel insurance enquiry form and one of our dedicated hotel insurance account handlers will be in touch as soon as possible to discuss the insurance cover you need for your hotel.
What type establishments are covered?
- Hotels
- Bed and Breakfasts (B&Bs)
- Guest houses
Call us on 0800 294 0905 if you're unsure about whether hotel insurance is right for your business.
What is money cover?
Running a hotel often involves having large sums of money on the premises at certain times. Money cover allows you to insure sums of £2,500 upwards. Money is covered, while it is:
- stored overnight in a safe on your premises
- on your premises during business hours
- in transit to the bank
What is covered by glass cover?
Glass cover provides insurance for front of house glass, like window glass.
What is business interruption insurance?
Business interruption covers your business against losses incurred following a loss covered by your hotel insurance.
For example, if you were unable to trade because of a fire at your hotel, business interruption insurance could pay for your lost earnings and costs for the period of interruption.
Other products & services
Related information
AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). Registration number 310562. You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register/ or by contacting the FSA on 0300 500 5000.



