Hotel and Bed & Breakfast Insurance
We offer flexible hotel insurance which you can tailor to the needs of your hotel
To get a quote, call us free on 0800 294 0905 or fill in our enquiry form and we'll call you back.
Hotel insurance key benefits
- Stock and contents insurance
- Public liability insurance cover of up to £5 million
- Employers' liability – £10 million standard cover
- Business interruption insurance
- Money cover included as standard
- Glass cover included as standard
- Personal assaults in work hours – cover included at no extra cost
- Loss of alcohol licence insurance
- Goods in transit insurance
- Buildings insurance
Hotel insurance – frequently asked questions
Why do I need hotel insurance?
Hotel insurance provides insurance cover for the legal liabilities and risks you face as an hotelier. A hotel insurance policy allows you to combine public and employers' liability cover with cover that's tailored to running a hotel.
Hotel insurance allows you to cover these risks as well as insuring wet and dry stock and other contents in one easily managed policy.
How do I buy hotel insurance?
Simply complete the hotel insurance enquiry form and give us a few details, and we'll phone you. Or you can call us on 0800 294 0905.
What types of establishment are covered?
- hotels
- bed and breakfasts (B&Bs)
- guest houses
Call us on 0800 294 0905 if you're unsure about whether hotel insurance is right for your business.
What is money cover?
Running a hotel often involves having large sums of money on the premises at certain times. Money cover allows you to insure sums of £3,000 upwards. Money is covered, while it is:
- stored overnight in a safe on your premises
- on your premises during business hours
- in transit to the bank
What is covered by glass cover?
Glass cover provides insurance for front of house glass, like window glass and sanitary ware.
What is business interruption insurance?
Business interruption covers your business against losses incurred following a loss covered by your hotel insurance.
For example, if you were unable to trade because of a fire at your hotel, business interruption insurance could pay for your lost earnings and costs for the period of interruption.
Other products & services
Related information
AA Business Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk (link opens a new window) or by contacting the FSA on 0845 606 1234.