Why do I need consultants' liability insurance?
A consultants' liability insurance policy gives you public liability insurance for consultancy work away from your premises.
Public liability insurance covers your legal liability to pay damages awarded to members of the public for injury, illness, disease, or damage to their property, sustained as a result your negligence.
If you have people working for your business you can add employer's liability insurance to your consultants' liability insurance. This covers your legal liability to pay damages awarded to an employee for an injury, illness or disease which has resulted from working for you.
Employers' liability insurance is compulsory under UK law for any business which employs staff, including temporary staff and trainees.